Estimator I

Brotherhood Mutual Insurance Company; Fort Wayne (IN); On-site; USD 42,000 - 66,000; Full time

Job summary

Brotherhood Mutual Insurance Company in Fort Wayne, IN seeks an Estimator I to determine property valuations based on surveys, diagrams and photos, and to assist underwriters in understanding construction features. You will input valuations into estimating systems, coordinate with agents and underwriters, and help maintain accurate property data, supporting profitable insurance-to-value decisions.

Qualifications include a high school diploma and familiarity with building valuation, blueprint

Qualifications

• High school diploma or equivalent.
• Knowledge of building valuation and property valuation principles.
• Ability to read construction blueprints and diagrams.
• Experience with estimating systems is beneficial.

Responsibilities

• Calculate replacement cost and actual cash value based on field data.
• Input data into estimating systems to obtain final building valuation.
• Communicate analyzed data to underwriter, rater or agent.
• Maintain the Property Survey Master file with updates.
• Complete designated number of estimates set by management.
• Perform field inspections when requested.

Skills

Computer literacy

Blueprint reading

English proficiency

Decision-making

Interpersonal communication

Education

High school diploma

Associate degree in business/insurance/engineering

Property appraisal license or appraisal course

Insurance coursework

Job description

Job Title: Estimator I

FLSA Status: Non-Exempt

Job Family: Underwriting

Department: Estimating

Location: Corporate Office (Fort Wayne, IN)

JOB SUMMARY

A paragraph summary of the overall responsibilities of the position.
Responsible for determining property valuations based primarily on property surveys, diagrams and photos provided by agents. Assist underwriters in understanding construction features of a property to assist in the acquisition and retention of profitable business through proper insurance to value.

POSITION ESSENTIAL FUNCTIONS AND RESPONSIBILITIES

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Calculate the square foot area, quality/type of construction, location, and other value contributing features of a building to arrive at proper building replacement cost and actual cash value.
• Input data into estimating system(s) to obtain final building valuation.
• Communicate analyzed data to the appropriate underwriter, rater or agent.
• Input commercial and residential valuation detail into the Property Survey Master file and keep the file current with any changes or revisions that are given to underwriting about a property once a policy has been written.
• Accurately update and maintain values on existing insured properties.
• Maintain production at a level so that subsequent processors in the workflow line can meet production deadlines.
• Accurately complete the designated number of estimates set by management.
• Participate in agent schools regarding the property value function.
• Serve on committees or teams when requested.
• Project a positive and professional personal and corporate image in order to gain the confidence of agents, underwriters and prospective and existing insureds.
• Make field inspections of properties when requested by agent or underwriter.
• Complete other projects as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES

The requirements listed below are representative of the knowledge, skills, and/or abilities required to perform
each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with
disabilities to perform the essential functions.

• Must be able to access, input and retrieve information from a computer.
• Must be able to read construction blueprints or APEX diagrams in order to gather information to complete a building cost valuation.
• Must have command of the English language-both oral and written.
• Need to have decision-making skills and be able to make independent decisions.
• Effectively interface with external contacts, Brotherhood employees, managers, and department
  staff members.

EDUCATION AND/OR EXPERIENCE

List Degree Requirement, Years' Experience, and Certifications

• Must have a high school diploma or equivalent.
• Must meet the company established competency standard for business writing skills.
• Associate degree in business, insurance or engineering is desired.
• Completing an appraisal course and/or hold a property appraisers license is desired.
• Some insurance related course work is desired.
• Prior experience in property insurance, building construction, and/or real estate valuation is desired.

Terms and Conditions

This description is intended to describe the general content of and requirements for the performance of this position. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements.

Because the company’s niche is the church and related ministries market, and because effective service requires a thorough understanding of this market, persons in this position must be familiar with church operations and must conduct themselves in a manner that will neither alienate nor offend persons within this target niche.

Brotherhood Mutual Insurance Company reserves the right to modify, interpret, or apply this position description in any way the company desires. This job description in no way implies that these are the only duties, including essential duties, to be performed by the employee occupying this position. This position description is not an employment contract, implied or otherwise. The
employment relationship remains “at-will”.