Escrow Specialist II (Temporary)

Seacoast Bank; Florida; Presencial; USD 55.000 - 75.000; Jornada completa

Descripción de la vacante

Seacoast Bank in Florida is seeking an Escrow Specialist II. The role focuses on processing escrow and insurance setup, analysis, maintenance, and disbursements, while guiding fellow associates and documenting procedures.

The position requires strong customer service, 2+ years banking experience and at least 3 years in mortgage/escrow processing, with proficiency in Word and Excel. The role reports to the Assistant Loan Operations Manager and supports regulatory compliance.

Formación

• 2+ years general banking experience, including at least 3 years of mortgage escrow processing experience.
• Strong PC skills and familiarity with MS Office; ability to transfer skills to other software.

Responsabilidades

• Provide high level customer service to internal and external customers with operational integrity.
• Procurement and payment of lender paid escrowed items (insurance, taxes, PMI, PMI regulations) before due dates.
• Perform escrow analysis annually and as requested to ensure compliance with RESPA and investor guidelines.
• Assist supervisor with quality control and ensure compliance with AML/BSA and bank risk procedures.

Conocimientos

Customer service

Mortgage escrow processing

Excel

Word

Educación

High school diploma

Some college

Herramientas

Microsoft Excel

Microsoft Word

Descripción del empleo

This is a temporary employment opportunity and can be located in Stuart, Mt. Dora or The Villages in Florida.

JOB SUMMARY

An Escrow Specialist II processes most escrow and insurance set up, analysis, maintenance, and disbursements. The specialist provides guidance to other associates, documents procedures, researches and corrects issues.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• The Escrow Specialist position is accountable for providing high level of customer service to internal and external customers with operational integrity.
• Primary responsibilities include procurement and payment of assigned lender paid escrowed items, including Homeowners Insurance, Property Taxes, PMI, LPMI, FHA, Mortgage Life-disability-accidental death Insurance prior to their due date avoiding any and all penalties and interest.
• Evaluates loans and performs escrow analysis both when requested and annually to ensure all escrowed loans remain compliant. This position will work under the direct supervision of the Assistant Loan Operations Manager.
• Assists supervisor with performing quality control on processes and work to ensure compliance with RESPA, CFPB, state and federal law and investor guidelines that relate to escrow tax, flood and forced placed insurance requirements and PMI regulations.
• Ensure adherence to AML/BSA requirements, operational procedures, audit procedures, risk/control expectations, dual control, security, Business Continuity, and all other regulated banking requirements.
• Adhere to Seacoast Bank’s Code of Conduct.

EDUCATION and/or EXPERIENCE

• High school graduate, some college preferred.
• 2+ years general banking experience, including at least 3 years of experience in mortgage, commercial and/or consumer loan escrow processing or equivalent.
• Possess strong PC skills, Word, and Excel, or equivalent. Ability to transfer skills to other software programs.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.