Escrow Specialist II (Temporary)

Seacoast National Bank; The Villages (FL); On-site; USD 42,000 - 62,000; Full time

Job summary

Seacoast National Bank in Florida seeks an Escrow Specialist II to process escrow and insurance setup, analysis, maintenance and disbursements. You will guide associates, document procedures, research and correct issues, ensuring timely, compliant escrows.

The role emphasizes strong customer service, accuracy, and adherence to regulatory requirements, with opportunities across several Florida locations.

Qualifications

• High school graduate, some college preferred.
• 2+ years general banking experience, including at least 3 years of escrow processing.
• Strong PC skills with Word and Excel.

Responsibilities

• Provide high level customer service to internal and external customers with operational integrity.
• Procure and pay lender paid escrowed items such as insurance and taxes to avoid penalties.
• Evaluate loans and perform annual escrow analysis to ensure compliance.
• Assist with quality control and ensure compliance with RESPA, CFPB, and applicable laws.
• Adhere to AML/BSA requirements, procedures, and risk controls.

Skills

Customer service

Escrow analysis

Escrow processing

Education

High school diploma

Some college coursework

Tools

Word

Excel

Job description

This is a temporary employment opportunity and can be located in Stuart, Mt. Dora or The Villages in Florida.

JOB SUMMARY:

An Escrow Specialist II processes most escrow and insurance setup, analysis, maintenance, and disbursements. The specialist provides guidance to other associates, documents procedures, researches and corrects issues.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• The Escrow Specialist position is accountable for providing high level of customer service to internal and external customers with operational integrity.
• Primary responsibilities include procurement and payment of assigned lender paid escrowed items, including Homeowners Insurance, Property Taxes, PMI, LPMI, FHA, Mortgage Life-disability-accidental death Insurance prior to their due date avoiding any and all penalties and interest.
• Evaluates loans and performs escrow analysis both when requested and annually to ensure all escrowed loans remain compliant. This position will work under the direct supervision of the Assistant Loan Operations Manager.
• Assists supervisor with performing quality control on processes and work to ensure compliance with RESPA, CFPB, state and federal law and investor guidelines that relate to escrow tax, flood and forced placed insurance requirements and PMI regulations.
• Ensure adherence to AML/BSA requirements, operational procedures, audit procedures, risk/control expectations, dual control, security, Business Continuity, and all other regulated banking requirements.
• Adhere to Seacoast Bank’s Code of Conduct.

EDUCATION and/or EXPERIENCE:

• High school graduate, some college preferred.
• 2+ years general banking experience, including at least 3 years of experience in mortgage, commercial and/or consumer loan escrow processing or equivalent.
• Possess strong PC skills, Word, and Excel, or equivalent. Ability to transfer skills to other software programs.

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.