ERISA Retirement Plans Manager

Charles Schwab; Orlando (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

401(k) match

Employee Stock Purchase Plan

Sabbatical after 5 years

Parental leave

Tuition reimbursement

Health, dental, and vision insurance

Job summary

Charles Schwab is hiring in Schwab Retirement Plan Services to provide ERISA compliance testing and reporting for large employer plans, liaising with ERISA Consulting, external clients, and Relationship Managers on complex testing within statutory timelines.

Ideal candidates have 4–7 years in qualified retirement plans, strong Excel, and project leadership abilities, with ASPPA QKA/QPA/CPC designation preferred. Schwab offers a hybrid/work model, competitive benefits, and growth opportunities.

Qualifications

• 4-7 years in the qualified retirement plan industry with ERISA testing experience.
• Thorough knowledge of IRS & DOL Code and Regulations, complex non-discrimination testing (e.g., 401(a)(4), 410(b), 414(s)).
• Excellent problem-solving, written and verbal communication, strong Excel skills, and ability to meet deadlines.
• Project leadership experience and ability to liaise with clients and auditors.

Responsibilities

• Prepare ADP/ACP testing, Top Heavy testing, Coverage testing, Form 5500 and Form 8955-SSA within statutory timelines.
• Lead complex ERISA compliance testing projects and coordinate with ERISA Consulting, clients, and Relationship Managers.
• Assist with allocations of employer contributions and specialized testing.
• Serve as a resource and quality reviewer for junior staff and assign project leadership tasks.

Skills

ERISA testing

Excel

Project leadership

Client liaison

Communication

Education

Bachelor’s degree in Accounting/Finance

ASPPA QKA/QPA/CPC designation

Tools

ASC Testing/5500 software

Job description

Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

Schwab Retirement Plan Services provides third‑party recordkeeping and retirement plan administration to midsized and large employers nationwide. Schwab believes that the provider matters, and we are committed to the financial fitness of all participants and clients. We assist plan sponsors to ensure that the plans are operated in accordance with the Internal Revenue Code and ERISA, following the IRS & DOL regulations and the plan provisions.

What You Are Good At

• Preparing ADP/ACP testing, Top Heavy testing, Coverage testing, 401(a)(4) Nondiscrimination testing, Form 5500 and Form 8955-SSA within the statutory timelines established by the code.
• Performing tests on the largest most complex plans, and functioning as a primary liaison with ERISA Consulting, external clients and Relationship Managers for more complex ERISA compliance testing issues.
• Assisting clients with preparation of allocations of employer contributions and specialized testing.
• Partnering closely with Relationship Management and other teams to assist with higher level client issues and to assist with external auditor requests.
• Serving as direct contact with plan sponsors and their external auditors to add value and retain clients.
• Leading efforts to improve, develop, implement training programs and procedures.
• Serving as a resource for less experienced staff and complete peer review of assigned work.
• Taking on additional project leadership responsibilities.

What you have

To ensure that we fulfill our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications

• 4-7 years in the qualified retirement plan industry, with significant direct experience in providing ERISA compliance testing and reporting services.
• Thorough knowledge of the IRS & DOL Code and Regulations, and experience with complex non‑discrimination testing, including 401(a)(4), 410(b), and 414(s).
• Excellent problem‑solving skills, strong verbal and written communication skills, high comfort level with Microsoft Excel, and ability to meet stringent deadlines.
• Project Leadership.

Preferred Qualifications

• Bachelor’s degree in Accounting, Math or Finance.
• ASPPA QKA, QPA or CPC Designation.
• Experience with Actuarial Systems Corporation (ASC) Testing/5500 software.

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee Stock Purchase Plan.
• Paid time for vacation, volunteering, and 28‑day sabbatical after every 5 years of service for eligible positions.
• Paid parental leave and family building benefits.
• Tuition reimbursement.
• Health, dental, and vision insurance.