Equity Research Senior Associate - FinTech

Citigroup; New York (NY); Hybride; USD 110 000 - 170 000; Plein temps

Résumé du poste

Citigroup's Equity Research team in New York seeks an analyst to build and maintain detailed financial models for companies across Financials & Fintech. You will draft earnings previews, initiations, and industry deep dives to support investment recommendations.

You will analyze fundamentals, industry trends, and regulatory developments to identify investment themes and risks. Collaboration with senior analysts and regular engagement with institutional clients will be key, with a hybrid work

Qualifications

• 4–6 years in equity research or related financial markets roles.
• Strong understanding of financial statements and corporate finance.
• Experience building financial models and valuations (DCF, comps).
• Eligible for SIE, Series 63, 86, and 87 licenses.
• Excellent analytical and written/verbal communication.
• Bachelor's in Finance/Accounting/Economics/Business.

Responsabilités

• Build, update financial models for companies across Financials & Fintech.
• Draft and co-author equity research publications, including earnings previews and reports.
• Analyze fundamentals, industry trends, regulatory developments, and tech shifts.
• Translate analysis into actionable insights for institutional investors.
• Respond to client inquiries with timely perspectives on sector themes.
• Coordinate investor events and meetings with management and experts.
• Apply AI tools to enhance research workflows.
• Mentor junior team members and support a high-performing team.
• Maintain research integrity and regulatory standards.

Connaissances

Equity research

Financial modeling

Company valuation

Licenses: SIE/Series 63/86/87

Analytical thinking

Communication skills

Attention to detail

Fintech/Financials industry knowledge

Formation

Bachelor's degree in Finance/Accounting/Economics/Business

MBA or CFA designation (advantage)

Outils

Excel

Bloomberg Terminal

PowerPoint

AI/data analytics tools

Description du poste

Responsibilities

• Build, maintain, and update detailed financial models for companies across the Financials & Fintech landscape, including earnings forecasts, valuation analysis, and scenario modeling to support investment recommendations.
• Draft and co-author equity research publications, including earnings previews and recaps, initiation reports, industry deep dives, thematic research, and other sector-focused content.
• Analyze company fundamentals, industry trends, competitive dynamics, regulatory developments, and evolving technologies to identify key investment themes, risks, and opportunities across Fintech, brokers, asset managers, and diversified financials.
• Work closely with senior research analysts to develop differentiated investment views and translate complex financial and industry analysis into actionable insights for institutional investors.
• Respond to inquiries from internal and external clients, delivering timely and well-informed perspectives on sector developments and covered companies.
• Coordinate and support investor events including management meetings, company visits, industry conferences, and calls with industry experts and consultants.
• Apply AI tools and emerging technologies to enhance research workflows, streamline data analysis, and improve the quality and efficiency of published research.
• Mentor and support junior team members, contributing to a high-performing research environment through knowledge sharing and day-to-day guidance.
• Evaluate business and investment decisions with sound judgment, maintaining the integrity of research outputs and adhering to regulatory and ethical standards at all times.

Required Qualifications & Skills

• 4 to 6 years of experience in Equity Research, Investment Banking, Corporate Finance, Asset Management, Valuation, or another financial markets-related role.
• Strong understanding of financial statements, accounting fundamentals, and corporate finance.
• Experience building financial models and performing company valuation analyses (DCF, comparable companies, precedent transactions, or similar methodologies).
• Active holding of, or eligibility to obtain, SIE, Series 63, Series 86, and Series 87 licenses.
• Excellent analytical and problem-solving skills.
• Strong written and verbal communication skills.
• High attention to detail with the ability to manage multiple priorities in a fast-paced environment.
• Intellectual curiosity and a genuine passion for financial markets and investing.
• Ability to learn quickly and develop expertise in a new industry or sector.
• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.

Beneficial Skills & Qualifications

• MBA, graduate degree, or CFA designation, demonstrating advanced financial and analytical expertise.
• Familiarity with the Financials or Fintech sectors, including knowledge of brokers, asset managers, diversified financials, payments, financial technology platforms, or related financial services business models.
• Hands-on experience applying AI tools or data analytics platforms to investment research or financial analysis workflows.

What We Offer

At Citi, you will work alongside a team of experienced research professionals operating at the forefront of the global technology sector, with access to the resources, relationships, and reach of one of the world's leading financial institutions.

We are committed to supporting your long-term career growth, professional development, and overall wellbeing.

Hybrid working model with 3 days in the office and 2 days working remotely, giving you flexibility and structure in equal measure.

Strategic influence over how Citi's Technology & Communications research reaches institutional clients and shapes market perspectives globally.

Access to senior leadership, global industry networks, and cross-functional collaboration across Citi's research and investment banking franchise.

Ongoing learning and professional development opportunities, including support for advanced qualifications and continuing education.

Wellbeing support and work-life balance resources designed to sustain long-term performance and personal resilience.

Competitive compensation and financial wellb