Equipment Financing Loan Assistant — Fast-Paced, Team-Driven

SmartBank; Birmingham (AL); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Paid Time Away 28 days

Health benefits

401(k) with employer match

SmartPerks

Job summary

SmartBank's Fountain Equipment Finance unit seeks a detail-oriented Loan Assistant to support the production team in commercial equipment lending from application through closing. You will work with lenders, clients, and vendors across multiple states in a fast-paced, team-oriented environment.

The ideal candidate has a high school diploma, 2+ years in lending operations, and strong organizational and communication skills.

Qualifications

• High school diploma or equivalent required.
• Associate’s or bachelor’s degree in Business, Finance, or related field preferred.
• Two or more years of commercial lending, loan operations, or related banking experience preferred.
• Previous equipment finance experience is a plus.

Responsibilities

• Assist lenders with preparing and processing commercial equipment loan applications.
• Collect and verify borrower documentation (financial statements, insurance, invoices).
• Order and review third-party reports (UCC searches, appraisals, lien filings).
• Ensure loan packages meet internal policies and regulatory requirements.
• Coordinate with vendors and internal teams to facilitate closings.
• Track post-closing requirements (insurance verification, lien perfection, imaging).
• Maintain accurate loan files and tracking systems.
• Deliver exceptional service to internal partners and external clients.
• Support SmartBank’s commitment to integrity, compliance, and relationship-driven service.

Skills

Organizational skills

Attention to detail

Customer service

Relationship-building

Written and verbal communication

Microsoft Office

Education

High school diploma or equivalent

Associate's or Bachelor's degree in Business, Finance, or related field

Job description

SmartBank's Fountain Equipment Finance unit seeks a detail-oriented Loan Assistant to support the production team in commercial equipment lending from application through closing. You will work with lenders, clients, and vendors across multiple states in a fast-paced, team-oriented environment.

The ideal candidate has a high school diploma, 2+ years in lending operations, and strong organizational and communication skills.