Equipment Finance Structuring - Associate

Truist; Cockeysville (MD); On-site; USD 95,000 - 105,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) plan

Paid holidays

Vacation days

Job summary

Truist seeks an Equipment Finance Structuring professional to underwrite, structure and close equipment finance lease and loan transactions in the United States. This role requires deep quantitative and qualitative analysis to support balance sheet commitments and risk decisions.

The incumbent will collaborate with originations, portfolio management, legal, compliance and risk partners to ensure accurate packaging, underwriting and adherence to risk policies.

Qualifications

• BA/BS degree or equivalent.
• Strong organizational skills.
• Excellent written and oral communications.
• Interpersonal relationship management.
• Solid analytical skills.

Responsibilities

• Assist in underwriting, packaging and closing EF transactions.
• Perform qualitative and quantitative analysis of transaction risk.
• Provide administrative support to the EF Structuring team.
• Ensure compliance with risk policies and procedures.
• Collaborate with originations, portfolio management, legal, compliance and risk partners.
• Demonstrate Truist culture and values.

Skills

Organizational skills

Written Communication

Verbal Communication

Interpersonal Skills

Analytical Skills

Education

BA/BS degree

MBA finance

Job description

Job Summary

The Equipment Finance Structuring team structures, underwrites and closes equipment finance lease and loan transactions. Requires in depth quantitative and qualitative analysis to obtain Truist's balance sheet commitment as well as supporting distribution risk decisions.

Essential Duties and Responsibilities

• Assist in the underwriting, packaging and closing EF transactions
• Demonstrate high-level qualitative and quantitative analysis; broadly identify and quantify transaction risk
• Provide administrative support across the EF Structuring team
• Comply with risk policies and procedures
• Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution
• Demonstrate Truist culture and values

Required Qualifications

• BA/BS degree
• Strong organizational skills
• Advanced skills in written and oral communications, and interpersonal relationship management
• Solid analytical skills

Preferred Qualifications

• MBA degree, with a Finance focus
• 6 years of related work-related experience

Language Fluency

English (Required)

Work Shift

1st shift (United States of America)

Salary and Benefits

The annual base salary for this position is $95,000 - $105,000. Additional incentive pay is available for this position. All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Equal Opportunity Statement

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug‑Free Workplace. EEO is the Law. E-Verify IER Right to Work