Equipment Finance Credit Analyst — High-Impact & Fast-Paced

U.S. Bank; Marshall (MN); On-site; USD 36,000 - 48,000; Full time

Benefits offered by this job

Healthcare

Life Insurance

Disability Insurance

Parental Leave

401(k)

Vacation

Holidays

Adoption Assistance

Leave accruals

Job summary

The Equipment Finance Credit Specialist 4 at U.S. Bank conducts credit analyses on existing and prospective customers across multiple business lines in a high-volume production environment, focusing on small-ticket applications and collaborating with Sales and Documentation to move deals from application to funding.

You will input data accurately, prepare clear credit write-ups, monitor risk, and communicate with internal partners to ensure timely approval and funding, supporting healthcare,

Qualifications

• Well-developed credit analysis and analytical skills.
• Thorough knowledge of credit administration, policy and procedures.
• Thorough knowledge of economics, accounting, and finance.
• Good knowledge of risk analysis.
• Effective technical report writing skills.
• Effective verbal and written communication skills.

Responsibilities

• Conduct credit analyses by gathering, reviewing, and interpreting credit information.
• Prepare clear credit write-ups and present recommendations for decisions.
• Input and maintain accurate credit data in tracking systems.
• Make credit decisions in a high-volume, production-oriented environment for small-ticket transactions.
• Monitor customer accounts and loan portfolios to identify risks and escalate as needed.
• Collaborate with Sales, Documentation, and internal partners to progress deals to funding.
• Communicate via email (and occasional phone) to resolve questions and support execution.
• Support all group business lines including healthcare, manufacturing, capital markets, TVS, and business banking.

Skills

Credit analysis

Analytical skills

Risk analysis

Written communication

Verbal communication

Education

Bachelor's degree or equivalent

Job description

The Equipment Finance Credit Specialist 4 at U.S. Bank conducts credit analyses on existing and prospective customers across multiple business lines in a high-volume production environment, focusing on small-ticket applications and collaborating with Sales and Documentation to move deals from application to funding.

You will input data accurately, prepare clear credit write-ups, monitor risk, and communicate with internal partners to ensure timely approval and funding, supporting healthcare,