Environmental Associate Broker

3416US00 Howden US Services LLC; United States; Remote; USD 90,000 - 100,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

401(k) retirement plan

Flexible Paid Time Off

Life and Disability insurance

Job summary

Howden is seeking an Environmental Associate Broker to support its Environmental practice in the United States. This role partners with senior brokers to place and manage environmental insurance programs across industries such as manufacturing, real estate, construction, energy, and waste management.

The successful candidate will assist with carrier marketing, policy analysis, and client service while building technical expertise in environmental risk and coverage.

Qualifications

• 1-3 years of experience in insurance brokerage, underwriting, or environmental/risk management field.
• Familiarity with environmental insurance coverage lines is preferred but not required.
• Active Property & Casualty license, or willingness to obtain within agreed timeframe.

Responsibilities

• Marketing and Placement: submit marketing submissions to environmental carriers for new and renewal business.
• Negotiate terms, conditions, and pricing with carrier partners.
• Review policy forms, endorsements, and quotes for accuracy.

Skills

Environmental knowledge

Analytical skills

Communication skills

Organizational skills

Education

Bachelor's degree preferred

Job description

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Who are we?

Howden is a global insurance group that places people at the heart of everything it does, offering the best advice and care to clients around the world. Howden is employee-owned, which means decisions are made in the interests of clients and colleagues rather than external shareholders. With over 18,000 employees across more than 100 countries, Howden combines local expertise with the scale and resources of a global network. Howden’s success is built on the strength of its relationships, an entrepreneurial mindset, and a culture where employees share directly in the company’s achievements.

Why work at Howden?

At Howden, colleagues are encouraged to be themselves, to challenge convention, and to help shape the future of the business. Employee ownership means that everyone has a stake in Howden’s success, fostering a culture of collaboration, accountability, and long-term thinking. Howden invests in its people through structured development, mentorship, and the opportunity to work alongside industry-leading experts across a broad range of specialties. Howden is committed to building a diverse and inclusive environment where different perspectives are valued and everyone has the opportunity to thrive.

What is the role?

Howden is seeking an Environmental Associate Broker to support its Environmental practice. This role works alongside senior brokers and producers to place and manage environmental insurance programs for clients across industries including manufacturing, real estate, construction, energy, and waste management. The successful candidate will support new and renewal business through carrier marketing, policy analysis, and client service, while developing technical expertise in environmental risk and coverage.

What will you be doing?

Marketing and Placement

• Prepare and submit marketing submissions to environmental carriers for new and renewal business, including pollution liability, contractor’s pollution liability, site pollution liability, and environmental impairment liability coverages
• Support the negotiation of terms, conditions, and pricing with carrier partners
• Review policy forms, endorsements, and quotes for accuracy and completeness

Account Management

• Maintain and service an assigned book of environmental accounts, acting as a day-to-day point of contact for client inquiries
• Prepare renewal strategies, exposure summaries, and coverage comparisons in coordination with senior brokers
• Process policy changes, endorsements, and certificates of insurance

Relationship Management

• Build and maintain working relationships with carrier underwriters in the environmental insurance market
• Collaborate with claims, account management, and other internal teams to deliver a consistent client experience
• Support client meetings and renewal presentations as needed

Technical Development

• Develop and maintain working knowledge of environmental coverage lines, regulatory considerations (e.g., CERCLA, RCRA), and industry trends
• Stay current on environmental market conditions, carrier appetite, and emerging risk areas

What are we looking for?

• 1-3 years of experience in insurance brokerage, underwriting, or a related environmental/risk management field
• Familiarity with environmental insurance coverage lines is preferred but not required
• Active Property & Casualty insurance license, or willingness to obtain one within an agreed timeframe
• Strong analytical, organizational, and written/verbal communication skills
• Ability to manage multiple accounts and competing deadlines
• Bachelor’s degree preferred

Compensation and Benefits

The expected base salary range for this role is $90,000-$100,000; actual base salary will be determined based on factors including candidate experience and work location.

This role is classified as exempt under the Fair Labor Standards Act (FLSA).

In addition to a competitive base salary, this position is eligible to participate in a commission-based incentive program.

Howden also offers a variety of benefits and programs, subject to eligibility, including:

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
• 401(k) retirement plan
• Flexible Paid Time Off and paid parental leave
• Life and Disability insurance

Our sustainability promise

Howden is committed to operating sustainably and to supporting the communities in which it operates. The organization integrates environmental, social, and governance considerations into its business practices and encourages employee participation in sustainability initiatives.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we're a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long-term, minority growth-equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that's embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.