Entry-Level Life Insurance Sales Representative - Remote

AYS Group; Morgantown (WV); Remote; USD 50,000 - 120,000; Full time

Job summary

AYS Group is seeking remote Life Insurance Sales Representatives for a fully remote, phone-based sales role. No prior insurance experience required; licensing guidance provided. This is a 1099 independent contractor position with commission-based pay.

Representatives connect with prospective clients by phone, explain coverage options, and help qualified clients through the application process. Training and ongoing support are provided to help you succeed in a performance-based environment.

Qualifications

• No prior life insurance or sales experience required.
• Must be comfortable speaking with clients over the phone.
• Ability to learn product options and licensing steps.
• Self-motivated with the discipline to work remotely.

Responsibilities

• Connect with prospective clients by phone to assess needs.
• Explain available life insurance coverage options remotely.
• Educate clients and guide them through the application process.
• Complete and submit applications electronically and accurately.
• Follow up with prospects through the sales cycle and licensing steps.

Skills

Phone sales

Independent work

Coachable

Communication

Time management

Job description

Job Type: Independent Contractor (1099)
Work Location: Remote
Sales Format: Phone / Telesales
Compensation: Commission Only
Experience Required: None
Insurance License Required to Apply: No

We are seeking motivated, coachable individuals to join our team as Remote Life Insurance Sales Representatives.

No previous insurance experience is required, and you do not need to currently hold an insurance license to apply.

This is a fully remote, phone-based sales opportunity for individuals interested in developing a career in life insurance. Representatives connect with prospective clients by phone, learn about their insurance needs, explain available coverage options, and help qualified clients through the application process.

Training, mentorship, and ongoing support are provided to help new representatives learn the insurance industry, develop their sales skills, and become comfortable conducting business through a telesales environment.

What You\'ll Do

• Connect with prospective clients by phone
• Conduct life insurance appointments remotely through phone/telesales
• Ask questions to understand each client\'s insurance needs, goals, and budget
• Educate prospective clients about available life insurance products and coverage options
• Help clients identify coverage based on their individual needs
• Complete and submit insurance applications electronically
• Follow up with prospective clients throughout the sales and application process
• Maintain accurate client information
• Participate in virtual sales, product, and team training
• Develop strong communication, follow-up, and sales skills

No Insurance Experience? That\'s Okay.

We are open to individuals who are completely new to the insurance industry.

You may be a good fit if you are:

• Comfortable speaking with people over the phone
• Self-motivated and able to work independently
• Coachable and willing to learn
• Goal-oriented and consistent
• Professional and dependable
• Comfortable working in a performance-based sales environment
• Able to follow a structured sales process
• Comfortable with phone-based sales and follow-up
• Able to participate in virtual training and team meetings
• Willing to obtain the appropriate insurance license

Previous experience in sales, customer service, call centers, hospitality, retail, recruiting, real estate, automotive sales, or other customer-facing positions may be helpful, but is not required.

Training & Support

New representatives receive:

• Initial sales and product training
• Phone and telesales training
• Guidance through the insurance licensing process
• Ongoing coaching and mentorship
• Virtual team training and support
• Continued sales and product education

Licensing Requirements

An insurance license is not required to apply or interview.

Before conducting insurance sales, representatives must obtain and maintain the appropriate insurance license for the state or states in which they conduct insurance business.

Licensing requirements vary by state. Guidance regarding the licensing process and requirements will be provided.

Compensation

This is a 1099 independent contractor, commission-only sales opportunity.

There is no hourly wage or guaranteed salary. Compensation is based on individual sales production and applicable commission schedules.

Actual earnings vary based on individual performance, activity, sales results, and other factors. No specific income level is guaranteed.

Remote Work Requirements

This is a fully remote telesales opportunity. Representatives conduct client communication and appointments primarily by phone.

Candidates should have:

• Reliable internet access
• Reliable phone access
• A computer or laptop suitable for conducting business
• A professional workspace suitable for client conversations
• The ability to communicate effectively with clients remotely
• The ability to manage their time and remain productive while working independently

Independent Contractor Status

This opportunity is offered on a 1099 independent contractor basis and is not a W-2 employment position.

Independent contractors are responsible for applicable taxes, licensing requirements, and business-related expenses. Traditional employee benefits, an hourly wage, and a guaranteed salary are not provided.