Engineering Manager, Spending, Savings, & Investing

Chime Financial, Inc; San Francisco (CA); Hybrid; USD 199,000 - 275,000; Full time

Benefits offered by this job

In-office four days a week with Friday

Backup child, elder, and/or pet care

Subsidized commuter benefit

401k match

Medical, dental, vision, life and long

Generous vacation policy

Parental leave (24 weeks birthing, 12–

Wellness stipend

Egg freezing/maternity support via MAV

Team events and virtual engagements

Job summary

Chime Financial, Inc. is seeking an engineering leader to guide a Spending, Saving & Investing software team. You will build and mentor a high-calibre group, drive quality, and deliver customer-centric features in collaboration with Product Management.

This senior role emphasizes leadership, innovation, and scalable delivery to enhance user financial health. Chime offers competitive compensation, equity, and comprehensive benefits.

Qualifications

• Experience leading software teams and delivering customer-focused features.
• Strong empathy for engineering happiness and team growth.
• Experience coaching team members on project execution and career progression.

Responsibilities

• Build, lead and hire a high-calibre team of software engineers while remaining hands-on.
• Ensure technical decisions meet quality and performance standards and align with org priorities.
• Design, develop, test, and scale new and existing consumer product features.
• Encourage innovation and continuous improvement.
• Set team objectives aligned with business goals and establish urgency and direction.
• Collaborate closely with Product Management to launch precise solutions for users.
• Contribute to overall engineering initiatives as part of Chime’s leadership team.

Skills

Ruby

React Native

Distributed Systems

AWS services

SOA

People management

Job description

About the role

Chime is looking for an engineering leader to help manage and guide one of the Spending, Saving & Investing technology teams. Chime’s Spending, Saving & Investing org is on a mission to make Chime the top choice for everyday spending by building innovative, reliable, and member-first financial tools. We focus on driving active spend and usage, increasing reliability and availability, and delivering seamless, trusted experiences across cards, credit, money movement, deals, and transaction intelligence. Our work empowers members to manage their money with confidence, spend smarter, and improve their long-term financial health.

The base salary offered for this role and level of experience will begin at $199,000 and up to $275,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Build, lead and hire a high-calibre team of software engineers to solve these problems while being hands on.
• Ensure that technical decisions support our bar for quality and performance, but also map to our company and organization level priorities.
• Design, develop, test, and scale new and existing consumer product features.
• Encourage innovation and foster an environment of continuous improvement.
• Establish a sense of urgency and direction, set expectations with team and individuals. Establish team objectives in alignment with business goals.
• Work very closely with Product Management to launch precise solutions for the users.
• Contribute to overall engineering initiatives as a member of Chime’s engineering leadership team.

To thrive in this role, you have

• Experience with similar tech: Ruby, React Native, Distributed Systems, AWS services (data, compute) and Service Oriented Architectures.
• Worked as a software engineer and have a deep empathy towards engineering happiness.
• Experience supporting coaching members of your team around project execution, skill development, and career progression.
• 2+ years in people management responsibilities.
• Interest in pushing the technology, people, and organization envelope to explore new ways we can deliver amazement to our customers.
• A fascination in how to make teams and people thrive.
• Enjoyment in learning and diving into the deepest levels of how things work.
• The ability to motivate a team through delivery on aggressive schedules and goals.

#LI-AA1 #LI-Onsite

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it’s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.

We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner’s mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people’s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren’t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don’t—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute
• Competitive salary based on experience
• 401k match plus great medical, dental, vision, life, and disability benefits
• Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• In-person and virtual events to connect with your fellow Chimers—think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.