Engagement Manager - Credit Risk Strategy

Inizio Partners; Wilmington (DE); Hybrid; USD 120,000 - 180,000; Full time

Job summary

Inizio Partners is seeking a Credit Risk Strategy Engagement Manager to lead development and implementation of credit risk frameworks across the portfolio. The role involves partnering with Regulatory, Product, Analytics, and Risk teams to optimize risk-adjusted returns.

The position requires a senior candidate with 7+ years in credit risk and strong SQL/Python capabilities, with Databricks experience preferred. Hybrid work supported, with some in-office time on the East Coast.

Qualifications

• Bachelor's or higher in engineering or a relevant field.
• 7+ years of credit risk management experience with a focus on strategy development.
• Strong proficiency in SQL or Python; experience with Databricks preferred.
• Excellent analytical, problem-solving and modeling skills.
• Strong communication and leadership capabilities with stakeholder management.

Responsibilities

• Develop and implement credit risk strategies with cross-functional teams ensuring alignment with business objectives and compliance.
• Conduct end-to-end data analysis across credit lifecycle stages to identify risks and opportunities.
• Monitor portfolio performance metrics, trends, and optimize risk-adjusted returns.
• Present insights and strategic recommendations to senior leadership for governance and approvals.
• Collaborate with stakeholders to design, test, and deploy credit policy changes with measurable impact.

Skills

Analytical thinking

Leadership experience

Communication skills

Education

Bachelor's or higher in engineering or relevant field

Tools

SQL

Python

Databricks

Job description

Work Mode: Hybrid (1-2 days/ week in office)

Client is open to consider candidates who are open to work from Wilmington office 1-2 days per week. Can be based anywhere in East Coast.

2 open positions - One senior resource (7-12 years exp.) and second one junior (5 years exp.)

Role Summary:

We are seeking a highly skilled and experienced Credit Risk Strategy Engagement Manager to join our dynamic team. The ideal candidate will be responsible for developing and implementing credit risk frameworks to optimize the risk and profitability, ensuring the stability of client portfolio.

Responsibilities:

• Develop and implement credit risk strategies by collaborating with cross-functional stakeholders, including Regulatory, Product, Analytics, and Risk teams, ensuring alignment with business objectives and compliance requirements.
• Conduct end-to-end data analysis across multiple stages of the credit lifecycle, including Existing Customer Management (ECM), Acquisition, Credit Line Increase (CLI), and Credit Line Decrease (CLD), to identify risks, opportunities, and performance improvement areas.
• Monitor and track portfolio performance metrics, analyzed emerging trends, and recommended strategic enhancements to optimize risk-adjusted returns and portfolio health.
• Present analytical insights and strategic recommendations to senior leadership, driving consensus through governance forums and securing approvals for policy and strategy implementation.
• Leverage a strong understanding of lending products and credit risk frameworks to identify performance gaps, evaluate strategy effectiveness, and implement data-driven optimization initiatives.
• Partner with business and risk stakeholders to design, test, and deploy credit policy changes, ensuring successful execution and measurable business impact.

Qualifications:

• Educational Background: Bachelor's or higher degree in engineering or any relevant field
• Industry Experience: Minimum of 7 years of experience in credit risk management, with a focus on strategy development. Previous experience of analytics consulting in Banking Domain.
• Technical Skills: Strong proficiency in SQL or Python is essential. Preference to Hands-on experience with Databricks
• Analytical Skills: Strong analytical and problem-solving skills. Past experience in statistical analysis and financial modeling.
• Communication Skills: Strong communication and interpersonal skills, with the ability to collaborate effectively with stakeholders at all levels. Leadership experience with a track record of managing and developing high-performing teams.