Engagement Manager - Credit Risk & Pricing Strategy

Inizio Partners; San Francisco (CA); On-site; USD 150,000 - 210,000; Full time

Job summary

Inizio Partners is seeking an Engagement Manager to lead credit risk and pricing strategy engagements for Fintech clients in San Francisco. You will drive cross-functional analysis, policy design, and pricing experiments while coordinating with offshore analytics teams.

The role requires deep experience in lending, strong communication with executives, and the ability to influence decisions in a fast-paced consulting setting. On-site in San Francisco is expected.

Qualifications

• 7+ years in credit risk strategy with consulting, solution design and client management.
• Experience in Banking or FinTech; POS financing preferred.
• SQL and Python proficiency.
• Credit cards/lending underwriting expertise.
• Demonstrated leadership, problem solving and people management.
• Excellent communication, presentation, and story-telling in a consulting context.
• Master's in analytics or related fields; BA/BS acceptable from top institutions.

Responsibilities

• Lead day-to-day client contacts, often with C-level executives.
• Analyze volume and funnel trends to optimize pricing and RoEs.
• Assess credit performance and recommend policy improvements.
• React to market dynamics on third-party channels and advise senior management.
• Act as channel manager for origination channels: manage credit policies, run tests, optimize pricing.
• Collaborate across stakeholders to drive alignment across the organization.
• Lead offshore analytics team for delivery and cross-border coordination.

Skills

SQL

Python

Credit risk strategy

Client management

Leadership

Education

Master's degree in economics/math/CS/OR or related analytics field

BA/BS in related fields from top institutions preferred

Job description

Role: Engagement Manager - Credit Risk and Pricing Strategy

Job Description

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Responsibilities

• Primary day-to-day client contacts and often interact with C-level executives.
• Analyze volume & funnel trends to optimize pricing and impact on RoEs
• Analyze credit performance and come up with recommendations to optimize credit policies
• React to market dynamics on third party channels and help senior management make informed decisions
• Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing
• Stakeholder Collaboration: Collaborate with and drive alignment among various stakeholders across the organization
• Manage Offshore Team: Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

Qualifications

• 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management
• Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing
• SQL , Python
• Credit cards/lending expertise (Acquisitions/Underwriting)
• Demonstrable leadership ability, superior problem solving and people management skills
• Excellent communication, presentation and story building skills in a consulting setup
• Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply