Energy Commercial Credit Analyst: Underwrite & Monitor

Fifth Third; Houston (TX); On-site; USD 65,000 - 95,000; Full time

Job summary

Fifth Third Bank in Houston, TX seeks a Credit Analyst to partner with Portfolio Managers, perform underwriting, and monitor credit risk across diverse loan and ancillary products. The role emphasizes building financial models, completing credit approval memos, and supporting portfolio reviews, with emphasis on accuracy and timely reporting within the Bank's risk framework.

The role requires a business degree and at least two years of commercial banking credit analysis experience, with strong

Qualifications

• Bachelor's degree in Business, Finance, or Accounting and 2+ years of Commercial Banking credit analysis experience.
• Strong financial and risk analysis understanding with ability to develop financial models.
• Proficiency in Microsoft Office and internal banking applications.

Responsibilities

• Partner with Portfolio Managers in credit and underwriting and perform analytical tasks.
• Monitor Credit Excellence and collect financial statements for renewals and reviews.
• Prepare concise credit memos with risks, projections, and terms.
• Complete portfolio monitoring, covenant tracking and risk rating models.
• Ensure data accuracy across internal systems and reports.

Skills

Verbal communication

Written communication

Financial risk analysis

Financial modeling

Microsoft Office

Education

Bachelor's degree in Business, Finance, or Accounting

Job description

Fifth Third Bank in Houston, TX seeks a Credit Analyst to partner with Portfolio Managers, perform underwriting, and monitor credit risk across diverse loan and ancillary products. The role emphasizes building financial models, completing credit approval memos, and supporting portfolio reviews, with emphasis on accuracy and timely reporting within the Bank's risk framework.

The role requires a business degree and at least two years of commercial banking credit analysis experience, with strong