EMEA Lending Transformation Lead

SAP Fioneer; Deutschland; Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Flexible work environment

Competitive compensation packages

Career progression opportunities

Job summary

SAP Fioneer is looking for a Lending Services & Delivery Partner to manage strategic lending engagements across EMEA. This role involves end-to-end programme management and extensive stakeholder engagement, ensuring high-quality delivery.

The ideal candidate will have proven experience in large-scale lending technology programmes and will work closely with C-level stakeholders to achieve strategic objectives. Flexible working conditions and a dynamic environment are offered, promoting creativity and career growth.

Qualifications

• Proven experience delivering large-scale lending technology programmes in EMEA.
• Strong track record in end-to-end programme management with full accountability.
• Excellent communication and leadership skills in English.

Responsibilities

• Engage with clients early to shape scope and build foundation for delivery.
• Take ownership of large-scale lending transformation programmes.
• Build trusted relationships with senior client stakeholders.

Skills

Stakeholder engagement

Programme management

Lending architecture

Team leadership

Cloud-based platform design

Job description

Innovation is and will always be the core of SAP Fioneer, and it is the promise of why we were spun out of SAP: agility, innovation, and delivery.

SAP Fioneer builds on a heritage of outstanding technology and a deep understanding of corporate and consumer demands. At the heart of it all it is simple: We bring financial services to the next level with innovative software solutions and platforms. We are helping companies in the financial services industry to achieve speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end.

A global company, with rapid growth, innovative people, and a lean organization makes SAP Fioneer a place where you accelerate your future!

Description

As Lending Services & Delivery Partner for EMEA, you will take end-to-end ownership of SAP Fioneer's most strategic lending engagements across the region — from early-stage advisory through to full programme delivery.

You will work across the full breadth of our lending portfolio, including Commercial Lending, Development Banking, Mortgage, and Asset Finance, engaging with clients at the point where business transformation decisions are made. This is not a role that starts at contract signature — you will be involved early, shaping scope, aligning stakeholders, and building the foundation for successful delivery.

The role covers a diverse and complex EMEA landscape, requiring both the ability to navigate different regulatory environments and a willingness to be present where it matters. Significant travel across the region is expected and essential.

About The Role

Large-scale lending transformations demand sustained focus. Clients who trust SAP Fioneer with their most strategic programmes have high expectations — and rightly so. This role is for someone who can meet that standard: deeply engaged, consistently present, and genuinely invested in the outcome.

You will work closely with senior and C-level stakeholders to shape solutions around their specific objectives — and then see those solutions through to delivery. On time, within budget, and to a quality that earns the next conversation.

What this requires above all is passion for the work and the resilience to stay the course through complexity — the kind of commitment that turns a difficult programme into a reference that opens doors.

Key Responsibilities

• Engage with clients early in the programme lifecycle — before contract signature — to shape scope, align stakeholders, and build the foundation for successful delivery
• Take end-to-end ownership of large-scale lending transformation programmes across Commercial Lending, Development Banking, Mortgage, and Asset Finance
• Build trusted relationships with senior and C-level client stakeholders, acting as the primary point of accountability throughout the engagement
• Develop client-specific solutions that address their strategic objectives — translating business needs into concrete delivery roadmaps
• Ensure programme delivery on time, within budget, and to a quality standard that strengthens SAP Fioneer's reputation and positions the team for the next engagement
• Build, develop, and lead high-performing delivery teams, fostering a culture of accountability, collaboration, and continuous learning
• Navigate complex EMEA regulatory and market environments, adapting delivery approaches accordingly
• Collaborate closely with product, architecture, and sales teams to ensure solutions are technically sound and commercially viable
• Identify and proactively manage delivery risks across programmes, escalating where necessary with clear mitigation proposals
  
  
  

Requirements

• Proven experience delivering large-scale lending technology programmes in EMEA, across one or more of the following: Commercial Lending, Development Banking, Mortgage, or Asset Finance
• Strong track record in end-to-end programme management — from early scoping through to go-live — with full accountability for quality, scope, and budget
• Experience building and leading high-performing delivery teams in complex, cross-functional environments
• Demonstrated ability to engage and align C-level stakeholders, combining strategic advisory skills with hands-on delivery ownership
• Solid understanding of lending architecture, system integration, and cloud-based platform design
• Familiarity with EMEA regulatory and compliance requirements relevant to lending
• Experience working with core banking or lending platforms; knowledge of SAP Fioneer solutions is a strong asset
• Entrepreneurial mindset — comfortable operating in a fast-moving, lean organisation where initiative and judgement matter
• Willingness to travel extensively across the EMEA region
• Excellent communication and leadership skills in English; additional European languages are an advantage
  
  
  

Benefits

You will have the opportunity to collaborate with some of the brightest minds in the industry on an incredibly ambitious project to shape the ever-evolving financial sector. This is an environment where you can have it all — the agility, enthusiasm, and dynamism of a start-up, combined with the established expertise, solid market presence, and extensive customer network of a more established organization.

At SAP Fioneer, you will benefit from a flexible work environment that encourages creativity and empowers you to think outside the box, bring new ideas to the table, and challenge the status quo. You will become part of a diverse and global team that we are proud of and are constantly growing and reinventing. As an employee, you can chart your career path and take advantage of competitive compensation packages and progression opportunities based on merit.