Electronic Funds Transfer Specialist

Univest Financial Corporation; Souderton (Montgomery County); On-site; USD 52,638,096 - 66,821,865; Full time

Benefits offered by this job

Health Insurance

401(k) with employer match

PTO 15 days annually

Short Term Disability

Job summary

Univest Financial Corporation is seeking an Electronic Funds Transfer Specialist to manage domestic and international wires with precision. You will process Fed wires, validate instructions, and ensure compliance with applicable laws while supporting daily settlement activities.

The role requires strong attention to detail, excellent customer service, and the ability to handle multiple priorities. The position emphasizes risk management, accuracy, and collaboration within the Wire Room and

Qualifications

• High School Diploma (or GED) with 3-5 years of experience in a financial institution.
• Knowledge of bank operating policies and procedures and State / Federal banking regulations with emphasis on wire processing compliance.
• Excellent customer service, written/verbal communication, and telephone skills.
• Organized, detail oriented and able to communicate with various levels of Management.
• Ability to handle multiple priorities independently and evaluate data to solve problems.
• Sufficient computer skills including Outlook, Word, and Excel.
• Ability to function as an integral member of a team.
• Flexibility to work in many capacities within the department.
• Willingness to learn new systems, procedures, and business areas (change agent).
• Demonstrated willingness to learn (systems, procedures etc.).
• Prior experience using Jack Henry, Synergy is a plus.
• Working knowledge of Wire Transfer regulations.
• Operate under pressure.

Responsibilities

• Initiate domestic and international wire transactions through an automated funds transfer delivery system.
• Process all wires received through the Federal Reserve Banking system.
• Evaluate and assess the relative risk of transfer requests per laws, regulations and bank policy.
• Assist in ensuring that receiving accounts align with wire instructions from sending institutions.
• Evaluate wire requests validating instructions and authorizations.
• Perform call-back processing to validate authenticity of outgoing transactions.
• Assist in compiling daily stats relating to the Wire Room for daily settlement.
• Maintain balance between risk management and department efficiency.
• Ensure timely processing of wire requests and respond to customer inquiries.
• Process new customer recurring wire setup in a timely manner.
• Complete OFAC security validation on required wires.
• Assist with department audits and daily work archiving.
• Compliance with laws and Univest Code of Conduct.
• Perform other duties as assigned.

Skills

Customer service

Communication

Outlook

Word

Excel

Team player

Multitasking

Willingness to learn

Adaptability

Regulatory knowledge

Wire transfer regulations

Pressure under control

Change agent

Education

High School Diploma / GED

Tools

Jack Henry

Synergy

Job description

Overview

At Univest, we believe great work starts with great people, and we’re looking for a detail-oriented, dependable professional to join us as an Electronic Funds Transfer Specialist. In this role, you’ll be a key part of the team behind the scenes, helping ensure loans are funded accurately, efficiently, and with the high level of care our customers and teammates count on. If you take pride in precision, enjoy solving problems, and want to be part of a company that values relationships, collaboration, and doing the right thing, we’d love to meet you.

Responsibilities

• Initiate domestic and international wire transactions through an automated funds transfer delivery system
• Process all wires received through the Federal Reserve Banking system
• Evaluate and assess the relative risk of transfer requests per laws, regulations and bank policy
• Assist in ensuring that the accounts receiving credit are in agreement with the actual wire instructions received from the sending institution
• Evaluate wire requests validating wire instructions and authorizations
• Perform call-back processing to validate the authenticity of an outgoing transaction
• Assist in compiling daily stats relating to the Wire Room for daily settlement
• Maintain the correct balance between risk management and department efficiency
• Ensure timely processing of wire requests and reply to customer inquiries
• Process new customer recurring wire setup in a timely manner
• Complete OFAC security validation on required wires
• Assist with department audits
• Assist with daily work archiving
• Accountable for compliance with laws and regulations that apply to this position including the Univest Code of Conduct.
• Perform other duties as assigned.

Qualifications

• High School Diploma (or GED equivalent) with 3-5 years of experience in a financial institution
• Knowledge of bank operating policies and procedures and State / Federal banking regulations with special emphasis on those impacting wire processing compliance
• Excellent customer service, written / verbal communication, and telephone skills
• Must be well organized, detail oriented and able to communicate with various levels of Management
• Ability to handle multiple priorities independently and evaluate data to solve problems
• Sufficient computer skills overall, must include Outlook, Word, and Excel
• Ability to function as an integral member of a Team
• Flexibility and enthusiasm to work in many capacities within the department
• Act as a change agent, demonstrating a willingness to learn new systems, procedures, and business areas
• Demonstrated willingness to learn (systems, procedures etc.)
• Prior experience using Jack Henry, Synergy a plus
• Working knowledge of rules and regulations pertaining to Wire Transfer regulations
• Operate extremely well under pressure

Wage Range

The salary for this position ranges from $18.37 to $23.32

Benefits Overview

Univest offers a comprehensive benefits package that includes:

• Health Insurance: Medical, dental and vision coverage (single or family; begins the first of the month following start date)
• Retirement Plan: Participation in 401(k) plan with up to a 3% employer match after 6 months of employment
• Paid Time Off (PTO): 15 days annually (prorated your first year)
• Short Term Disability: 12 weeks of sick time with a doctors note after 6 months of service
• Holiday Time Off: 11 paid holidays
• We offer company paid life insurance: as well as other supplemental insurances
• Tuition reimbursement
• Employee Wellness programs: including fitness club discounts and fitness tracker discounts/ annual reimbursement
• Discounts: on loan products
• Professional development trainings

Click here for Benefit Information

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An Equal Opportunity Employer. Univest does not discriminate against any applicant for employment because of race, color, religion, religious creed, ancestry, national origin, age, sex, disability or protected veteran status.