Dynamic Mortgage Loan Originator — Build Relationships

Texana Bank; Cameron Park (CA); On-site; USD 28,000 - 55,000; Full time

Job summary

Texana Bank is seeking a Mortgage Loan Originator to originate residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role emphasizes customer satisfaction and compliance with internal policies and applicable regulations.

You will conduct borrower interviews, evaluate financial documents, educate clients on loan products, and submit applications to processing for approval.

Qualifications

• High school diploma or equivalent; college coursework or degree preferred
• Valid NMLS license as required by state and federal regulations
• Previous experience in mortgage lending or financial services preferred
• Strong interpersonal and communication skills
• Ability to manage multiple tasks and prioritize in a fast-paced environment
• Familiarity with loan origination systems and Microsoft Office tools

Responsibilities

• Originate mortgage loans in accordance with company guidelines and lending regulations
• Conduct borrower interviews to gather required financial information and assess eligibility
• Evaluate applicant financial documents to determine appropriate loan programs
• Educate clients on available loan products, terms, and procedures
• Submit complete loan applications to the processing team for approval and underwriting
• Maintain accurate records in the loan origination system
• Ensure timely follow-up with clients, processors, and underwriters
• Collaborate with internal departments to ensure smooth loan closings
• Meet established productivity and quality goals
• Maintain knowledge of current lending policies, compliance standards, and industry trends

Skills

NMLS license

Interpersonal skills

Multitasking

Microsoft Office

Education

High school diploma or equivalent

Tools

Loan origination system

Job description

Texana Bank is seeking a Mortgage Loan Originator to originate residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role emphasizes customer satisfaction and compliance with internal policies and applicable regulations.

You will conduct borrower interviews, evaluate financial documents, educate clients on loan products, and submit applications to processing for approval.