Dynamic Mortgage Loan Originator

Vallant Bank; Georgia; On-site; USD 60,000 - 90,000; Full time

Job summary

Vallant Bank in Augusta, GA is seeking a Mortgage Loan Originator to originate and process mortgage loans and support all areas of the mortgage department. You will work to meet strategic goals, adhere to service standards, and provide exceptional client service.

A strong foundation in banking products, compliance, and sales is essential. The role requires experience in mortgage lending, knowledge of regulations (B, C, Z, HMDA) and proficiency with loan documentation.

Qualifications

• Must have a basic knowledge of the bank's products and services.
• Must be willing to serve and work in a team.
• Proficient with Microsoft Office and SharePoint.
• Understand basic math, accounting concepts, and reconciliations.
• Knowledge of loan documentation for mortgage lending.
• Familiarity with lending regulations (Reg B, C, Z, HMDA, Bank Secrecy).
• Ability to read financial statements (balance sheet, P&L, cash flow).
• Experience with Caylex Software is a plus.

Responsibilities

• Originating and processing mortgage loans for clients.
• Support all aspects of mortgage department production.
• Prospect for new clients and set appointments by phone and in person.
• Document and maintain records of all transactions with clients.
• Coordinate with vendors, underwriters, and processing teams.
• Ensure compliance with lending regulations and internal policies.
• Meet sales targets and provide excellent customer service.

Skills

Banking products knowledge

Customer service

Office & SharePoint

Financial data analysis

Compliance awareness

Loan documentation

Regulatory knowledge

Reading financial statements

Sales prospecting

Interpersonal skills

Self-motivation

Education

High school diploma

College preferred

Tools

Caylex Software

Job description

Vallant Bank in Augusta, GA is seeking a Mortgage Loan Originator to originate and process mortgage loans and support all areas of the mortgage department. You will work to meet strategic goals, adhere to service standards, and provide exceptional client service.

A strong foundation in banking products, compliance, and sales is essential. The role requires experience in mortgage lending, knowledge of regulations (B, C, Z, HMDA) and proficiency with loan documentation.