Disability Claims & Underwriting Expert

Mercor; United States; Remote; USD 70,000 - 110,000; Part time

Job summary

Mercor, in partnership with a leading AI lab, is hiring Disability Claims & Underwriting Specialists to design realistic disability adjudication scenarios and evaluate AI outputs against industry standards. You will develop claim determinations, return-to-work plans, and evidentiary summaries while grading AI responses for accuracy and fairness.

Ideal candidates have 2+ years in disability claims adjudication or underwriting, understand program types and entitlement rules, and can articulate a

Qualifications

• 2+ years of professional experience in disability claims adjudication, disability underwriting, vocational rehabilitation, or leave and absence management.
• Experience with at least one program type such as group short-term disability, group long-term disability, individual disability income, statutory disability, or life waiver of premium.
• Understanding of contract definitions, elimination periods, offsets, pre-existing-condition provisions and maximum benefit periods.
• Ability to weigh medical, occupational and financial evidence and articulate a defensible determination with documented rationale.
• Strong written analysis, balanced judgment and high attention to detail.

Responsibilities

• Design realistic scenarios involving short- and long-term disability claims and definitions.
• Create work products such as claim determinations, benefit calculations, medical and vocational evidence summaries, transferable-skills analyses, return-to-work plans and appeal decisions.
• Write golden reference responses at experienced disability-professional quality.
• Grade AI-generated responses against structured rubrics for accuracy, evidentiary support, and fairness.
• Identify misapplied disability definitions, unsupported conclusions, missed offsets, and errors in benefit calculations.
• Provide written feedback to the research team to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Disability claims adjudication

Disability underwriting

Vocational rehabilitation

Evidence analysis

Written analysis

Attention to detail

Job description

Mercor, in partnership with a leading AI lab, is hiring Disability Claims & Underwriting Specialists to design realistic disability adjudication scenarios and evaluate AI outputs against industry standards. You will develop claim determinations, return-to-work plans, and evidentiary summaries while grading AI responses for accuracy and fairness.

Ideal candidates have 2+ years in disability claims adjudication or underwriting, understand program types and entitlement rules, and can articulate a