Director – US Lead, Credit Workout & Restructuring

Bruin; New York (NY); Hybrid; USD 180,000 - 260,000; Full time

Job summary

Bruin, an established international banking group, seeks a senior US restructuring and workout professional to manage corporate credit exposures and independently lead complex restructurings, including Chapter 11, with a hands‑on US focus.

Based in New York with a hybrid pattern (roughly 3 days in the office), you will negotiate with borrowers and advisers, chair creditor groups, and coordinate with European colleagues to deliver timely recoveries and sound risk decisions.

Qualifications

• Significant experience in US restructuring, workout or distressed lending.
• Experience leading complex restructuring transactions, including Chapter 11.
• Strong credit analysis, financial assessment and recovery strategy.

Responsibilities

• Manage US corporate and institutional credit exposures, monitor credits and identify risks.
• Develop and lead workout, restructuring and recovery strategies from assessment to execution.
• Represent the Bank in lender syndicates, creditor groups and steering committees; lead negotiations with borrowers, sponsors and advisers.
• Conduct detailed financial analysis and assess recovery scenarios for impairments.
• Build relationships across the US restructuring market with borrowers, counsel, advisers and other lenders.
• Collaborate with international colleagues to apply US market knowledge and independent judgement.
• Support broader US credit portfolio management and new lending opportunities.

Skills

US restructuring

Chapter 11 expertise

Negotiation

Credit analysis

Stakeholder management

Director-level

Job description

Established international banking group is seeking a senior US restructuring and workout professional to manage corporate credit exposures and independently lead complex restructuring situations. The role combines institutional credit risk and portfolio management with hands‑on US restructuring expertise, including Chapter 11, working closely with an established European-based team.

Key Responsibilities

• Manage US corporate and institutional credit exposures, monitoring performing credits and identifying emerging risks.
• Develop and lead workout, restructuring and recovery strategies from initial assessment through negotiation and execution.
• Represent the Bank in lender syndicates, creditor groups and steering committees, leading negotiations with borrowers, sponsors and advisers.
• Conduct detailed financial analysis, assess recovery scenarios and contribute to credit and impairment decisions.
• Build relationships across the US restructuring market, including borrowers, legal counsel, financial advisers and other lenders.
• Work closely with international colleagues, drawing on established restructuring expertise and support while providing local US market knowledge and independent judgement.
• Support broader US credit portfolio management and new lending opportunities.

Skills & Experience Required

• Significant experience in US restructuring, workout or distressed lending, ideally within a major bank or leading lender‑side advisory firm.
• Demonstrable experience personally leading complex restructuring transactions, including Chapter 11 and out‑of‑court situations.
• Strong understanding of the US restructuring market, insolvency frameworks and key legal and financial advisers.
• Proven negotiation, stakeholder management and transaction leadership skills.
• Strong credit analysis, financial assessment and recovery strategy experience.
• The credibility and autonomy to operate as a senior restructuring specialist at Director level.
• Project finance / infrastructure experience advantageous but not essential.

Location:

New York

Hybrid:

typically 3 days per week in office.