Director, Unsecured Lending Products

Alliant Credit Union; Chicago (IL); Hybrid; USD 134,000 - 229,000; Full time

Benefits offered by this job

Annual performance bonus

Work from home up to 3 days a week

Paid parental leave

Employee discount programs

Time off including paid personal and s

11 paid holidays

Education reimbursement

Job summary

Alliant Credit Union in Chicago is seeking a Director of Unsecured Lending Products to shape the unsecured lending business. You will own strategy, growth, profitability and member experience across loans, lines of credit, overdraft solutions and emerging offerings.

The role partners with executive leadership to drive portfolio expansion, digital lending, and disciplined risk management. Lead lifecycle management, optimize pricing and underwriting, and champion modernization while delivering

Qualifications

• Minimum 4-year Bachelor's degree in Marketing, Business or related.
• Preferred Graduate Degree in Marketing, Business or related.
• Minimum 10 years product development/design, product management, strategic marketing or related.
• In lieu of education: 12 years product development/design, product management, strategic marketing including people management.

Responsibilities

• Define and execute the long-term strategy for the unsecured lending portfolio, driving growth and member value.
• Own portfolio performance and P&L results, including loan growth, profitability, credit quality and satisfaction.
• Lead the full product lifecycle from concept to retirement, pursuing growth via new products and partnerships.
• Partner with Risk and Finance to optimize underwriting, pricing, segmentation, and performance.
• Champion digital lending innovation across digital and assisted channels.
• Drive operational excellence through automation, processes, and scalable solutions.
• Lead and develop high-performing teams while influencing senior stakeholders.

Job description

This is a hybrid role based at our Chicago Headquarters. The Director of Unsecured Lending Products is a highly visible leadership role responsible for shaping the future of the organization's unsecured lending business. This leader owns the strategy, growth, profitability, and member experience across a diverse portfolio of unsecured lending products, including personal loans, lines of credit, overdraft solutions, and emerging lending offerings.

Partnering closely with executive leadership and cross-functional teams, the Director will drive portfolio expansion, digital lending innovation, and operational excellence while balancing growth with disciplined risk management. This role offers the opportunity to influence enterprise strategy, accelerate member acquisition, modernize lending experiences, and deliver meaningful financial impact for the organization and its members.

Key Responsibilities

• Define and execute the long-term strategy for the unsecured lending portfolio, driving sustainable growth, market competitiveness, and member value.
• Own portfolio performance and P&L results, including loan growth, profitability, credit quality, member satisfaction, and overall business outcomes.
• Lead the full product lifecycle from concept and pricing strategy through enhancements, optimization, and retirement of lending products.
  Identify and pursue growth opportunities through new products, partnerships, market expansion, targeted acquisition strategies, and increased member wallet share.
• Partner with Risk and Finance leaders to optimize underwriting, pricing, segmentation, and portfolio performance while maintaining strong risk-adjusted returns.
• Champion digital lending innovation, enhancing application, decisioning, funding, and servicing experiences across digital and assisted channels.
• Drive operational excellence and modernization efforts through automation, process improvements, and scalable solutions that improve efficiency and member experience.
• Lead and develop high-performing teams while influencing senior stakeholders, fostering a culture of accountability, innovation, collaboration, and member-focused results.

Education &Years of Experience

• Minimum- 4 Year Bachelors Degree in Marketing, Business or Related
• Preferred - Graduate Degree in Marketing, Business or Related
• Minimum - 10 YearsProduct Development/Design, Product Management, Strategic Marketing or Related

In Lieu of Education

• 12 YearsProduct Development/Design, Product Management, Strategic Marketing including people management

Typical hiring range:‏‏‎ $133,700.00 to $229,200.00‎ Annually. Actual compensation will be determined using factors such as experience, skills & knowledge.

Benefits:

Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including:

• Annual performance bonus
• Work from home up to 3 days a week
• Paid parental leave
• Employee discount programs
• Time off including paid personal and sick days
• 11 paid holidays

*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer

This is a hybrid role based at our Chicago Headquarters. The Director of Unsecured Lending Products is a highly visible leadership role responsible for shaping the future of the organization's unsecured lending business. This leader owns the strategy, growth, profitability, and member experience across a diverse portfolio of unsecured lending products, including personal loans, lines of credit, overdraft solutions, and emerging lending offerings.

Partnering closely with executive leadership and cross-functional teams, the Director will drive portfolio expansion, digital lending innovation, and operational excellence while balancing growth with disciplined risk management. This role offers the opportunity to influence enterprise strategy, accelerate member acquisition, modernize lending experiences, and deliver meaningful financial impact for the organization and its members.

Key Responsibilities

• Define and execute the long-term strategy for the unsecured lending portfolio, driving sustainable growth, market competitiveness, and member value.
• Own portfolio performance and P&L results, including loan growth, profitability, credit quality, member satisfaction, and overall business outcomes.
• Lead the full product lifecycle from concept and pricing strategy through enhancements, optimization, and retirement of lending products.
  Identify and pursue growth opportunities through new products, partnerships, market expansion, targeted acquisition strategies, and increased member wallet share.
• Partner with Risk and Finance leaders to optimize underwriting, pricing, segmentation, and portfolio performance while maintaining strong risk-adjusted returns.
• Champion digital lending innovation, enhancing application, decisioning, funding, and servicing experiences across digital and assisted channels.
• Drive operational excellence and modernization efforts through automation, process improvements, and scalable solutions that improve efficiency and member experience.
• Lead and develop high-performing teams while influencing senior stakeholders, fostering a culture of accountability, innovation, collaboration, and member-focused results.

Education &Years of Experience

• Minimum- 4 Year Bachelors Degree in Marketing, Business or Related
• Preferred - Graduate Degree in Marketing, Business or Related

• Minimum - 10 YearsProduct Development/Design, Product Management, Strategic Marketing or Related
• Minimum - 3 Years People Management

In Lieu of Education

• 12 YearsProduct Development/Design, Product Management, Strategic Marketing including people management

Compensation & Benefits:

Typical hiring range:‏‏‎ $133,700.00 to $229,200.00‎ Annually. Actual compensation will be determined using factors such as experience, skills & knowledge.

Benefits:

Alliant provides a benefits package including health care, vision, dental, and 401k with employer match including:

• Annual performance bonus
• Work from home up to 3 days a week
• Paid parental leave
• Employee discount programs
• Time off including paid personal and sick days
• 11 paid holidays
• Education reimbursement

*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.