Director, Transaction Banking Change & Risk Governance

TD Bank Group; New York, Northern (NY, KY); Hybrid; USD 170,000 - 225,000; Full time

Job summary

TD Bank Group seeks a Director in its Governance & Controls team to support the Transaction Banking Value Creation Plan transformation and provide first-line risk guidance across risk, controls, and regulatory obligations. The role requires deep governance expertise, stakeholder management, and the ability to drive evidence-based decisions within a complex, global environment.

The position embeds with business and product leaders, operations, technology, and compliance, delivering timely risk

Qualifications

• Undergraduate degree required.
• Graduate degree a plus.

Responsibilities

• Serve as a senior trusted first line risk advisor to Transaction Banking leaders, providing practical governance, risk, and control guidance aligned with business strategy and risk appetite.
• Provide an integrated view of risk across payment products, rails, platforms, processing flows, operations, technology, clearing and settlement, and payment market infrastructure dependencies.
• Lead first line governance and effective challenge for payment-related change, including New Business and Product Approval, Change Risk Assessments, implementation readiness, post-implementation validation, transition to business-as-usual control ownership, and key delivery decisions.
• Coordinate engagement across the business, Product, Operations, Technology, Change Delivery, Compliance, Legal, Audit, Operational Risk, specialist first line teams, and second line partners based on risk and materiality.
• Provide oversight and challenge of payment processes, controls, risk assessments, evidence, and reporting.
• Support first line risk owners in interpreting, implementing, monitoring, and evidencing governance requirements.
• Review and challenge the completeness and adequacy of business assessments, control evidence, attestations, remediation plans, risk acceptances, and regulatory or industry-driven change initiatives.
• Monitor emerging risks, incidents, control gaps, issues, and remediation activities, escalating material concerns and systemic themes to business leadership and governance forums.
• Maintain awareness of relevant regulatory, policy, industry, payment rail, and payment market infrastructure requirements and assess their implications for the business.
• Deliver clear, decision-useful reporting on aggregate risk, key indicators, control themes, incidents, issues, remediation status, and matters requiring management attention or decision.
• Partner with the business to prepare for control testing, audits, regulatory reviews, industry attestations, and other governance activities, ensuring risks and remediation plans are appropriately managed and evidenced.
• Strengthen risk culture and accountability by promoting constructive challenge, transparency, timely escalation, and evidence-based decision-making.
• Drive continuous improvement of the Change Governance framework, and first line interaction model while maintaining clear accountability across business and risk functions.
• Influence senior stakeholders by connecting client outcomes, business strategy, delivery priorities, operational resilience, regulatory expectations, and risk appetite.
• Lead, coach, and develop Governance and Controls colleagues, building transaction banking and risk capabilities within an inclusive, collaborative, high-performing team.

Education

Undergraduate degree

Graduate degree

Job description

TD Bank Group seeks a Director in its Governance & Controls team to support the Transaction Banking Value Creation Plan transformation and provide first-line risk guidance across risk, controls, and regulatory obligations. The role requires deep governance expertise, stakeholder management, and the ability to drive evidence-based decisions within a complex, global environment.

The position embeds with business and product leaders, operations, technology, and compliance, delivering timely risk