Director, Open Finance & AI-Powered Payments

Mastercard; Salt Lake City (UT); On-site; USD 156,000 - 265,000; Full time

Job summary

Mastercard seeks a Director of Product Management in Salt Lake City to lead high-priority Open Finance payment solutions and an AI/ML-powered risk suite. You will shape portfolio strategy, translate market needs into differentiated products, and guide full lifecycle from concept to scale.

The role requires strategic leadership, deep payments/fintech product experience, and the ability to align engineering, data science, design, and GTM teams to deliver measurable customer outcomes.

Qualifications

• Solid product management experience leading product managers or multidisciplinary product teams.
• Demonstrated success defining strategy and launching and scaling cloud-based or API-enabled products, preferably in payments, fintech, open banking, fraud, or risk.
• Experience taking products from 0-1 while also managing established products with revenue, customer, reliability, and performance commitments.
• Strong understanding of AI/ML product development and experience partnering with Data Science teams to translate model capabilities into customer value.
• Ability to navigate technical concepts, data-driven products, APIs, payment flows, risk decisioning, and platform dependencies.
• Proven commercial judgment, including experience with market analysis, pricing, business cases, go-to-market planning, and product profitability.
• Excellent executive communication, influencing, and stakeholder management skills, with the ability to create alignment across complex global organizations.
• Strong customer orientation and experience engaging financial institutions, fintechs, merchants, or other enterprise clients.
• Experience operating in Agile product development environments and using product planning and delivery tools such as Confluence and JIRA.
• Knowledge of open banking, ACH payments, card payments, fraud, data privacy, and security practices is preferred.

Responsibilities

• Define and execute portfolio vision, strategy, roadmap, and investment priorities across the product portfolio.
• Lead, coach, and develop a team of product managers, establishing ownership and operating rhythms.
• Guide products from 0-1 concept development through delivery, launch, and scale with cross-functional partners.
• Develop, optimize, and scale predictive payment risk models and fraud management capabilities.
• Engage directly with financial institutions, fintechs, merchants, and partners to validate value propositions and translate insights into roadmaps.
• Create compelling product positioning, pricing, business cases, and go-to-market plans.
• Communicate vision to executives and align stakeholders across engineering, data science, sales, marketing, legal, privacy, operations, and support.
• Establish clear success metrics and continuously improve outcomes using data and customer feedback.

Job description

Mastercard seeks a Director of Product Management in Salt Lake City to lead high-priority Open Finance payment solutions and an AI/ML-powered risk suite. You will shape portfolio strategy, translate market needs into differentiated products, and guide full lifecycle from concept to scale.

The role requires strategic leadership, deep payments/fintech product experience, and the ability to align engineering, data science, design, and GTM teams to deliver measurable customer outcomes.