Director of Risk

Clark Associates; Lancaster (Lancaster County); On-site; USD 180,000 - 260,000; Full time

Benefits offered by this job

Medical

Vision

Dental

PTO

Paid Maternity Leave

Paid Parental Leave

Life Insurance

Disability

Dependent Care FSA

401(k) matching

Employee Assistance Program

Wellness Incentives

Company Discounts

AT&T & Verizon Discount

Bonus Opportunities

Accident Insurance

Critical Illness Insurance

Adoption Assistance

On-Site Fitness Centers

Dog-friendly Offices

Job summary

Clark Associates seeks a Director of Risk to lead enterprise-wide risk, insurance, and claims strategy, including product liability, workers’ compensation, and cyber risk, delivering governance and cost-efficient mitigation.

Reporting to the VP of Finance, this role oversees insurance design, claims oversight, risk remediation, and governance reporting; requires 10+ years of risk leadership and strong cross-functional collaboration, plus data-driven strategic guidance.

Qualifications

• 10+ years of experience in risk management, insurance leadership, or product liability/claims oversight.
• Expertise in risk management principles including assessment, controls, and monitoring.
• Strong knowledge of workers’ compensation, property liability, management liability, cyber, emerging risks, and captive programs.
• Advanced analytical abilities to identify evolving risk trends.
• Proven ability to manage multiple initiatives with high attention to detail.
• Strong judgment and problem-solving skills.
• Demonstrated ability to collaborate across departments and influence leaders.
• Excellent written and verbal communication skills.

Responsibilities

• Lead design, procurement, and ongoing management of all corporate insurance programs (GL, WC, auto, product liability, etc.).
• Develop innovative insurance program structures and alternative risk financing solutions.
• Oversee due-diligence for renewals and policy evaluations.
• Serve as subject-matter expert on coverage terms and risk transfer.
• Partner with Legal to support negotiations and insurability analyses.
• Lead management of product liability and workers’ compensation claims.
• Manage TPAs, external counsel, experts, and insurers for effective handling.
• Analyze trends to recommend loss-control initiatives and program adjustments.
• Coordinate with Legal, HR, Finance, Operations to implement enterprise risk reduction.

Skills

Risk management

Insurance leadership

Product liability/claims oversight

Analytical abilities

Cross-functional collaboration

Communication skills

Job description

Job Summary

The Director of Risk is responsible for leading Clark’s enterprise-wide risk, insurance, and claims strategy including product liability, workers’ compensation, commercial insurance programs, and enterprise risk oversight. The role serves as a centralized leader ensuring strong governance, cost efficiency, and strategic risk mitigation across the organization. This position reports to the Vice President of Finance and collaborates closely with Legal, Employee Services, Operations, and Finance teams.

Responsibilities

Insurance Program Leadership

• Lead the design, procurement, and ongoing management of all corporate insurance programs, including General Liability, Workers’ Compensation, Automobile Liability, Product Liability, Business Interruption, Management Liability, Cyber/Privacy/Tech, Property, Contractor’s Equipment, and specialty lines.
• Develop and evaluate innovative insurance program structures and alternative risk financing solutions.
• Oversee due-diligence for insurance renewals, including policy evaluation, risk assessment, compliance monitoring, and coordination with brokers.
• Serve as subject-matter expert on coverage terms, exclusions, and risk transfer approaches.
• Partner with Legal to support negotiations and advise on insurability and risk allocation.

Claims Oversight: Product Liability & Workers’ Compensation

• Lead management of insurance claims and reportable events, including product liability and workers’ compensation.
• Manage TPAs, external counsel, experts, and insurers to ensure effective claim handling.
• Analyze trends to recommend loss-control initiatives, safety enhancements, and insurance program adjustments.
• Oversee reserving practices, claim strategies, and root-cause assessments.

Risk Mitigation & Internal Collaboration

• Coordinate with Legal, Employee Services, Finance, Operations, procurement, and safety teams to implement enterprise risk reduction strategies.
• Lead risk team activities: identification, evaluation, control design, remediation, and monitoring.
• Manage risk issues including root-cause analysis, action plans, and reporting.
• Advise leadership on complex or emerging risks.
• Provide guidance on control documentation and automation opportunities.
• Support strategic initiatives with risk insights.

Reporting & Governance

• Develop and maintain business risk reporting, metrics, and KPIs.
• Strengthen organizational risk culture through communication and cross-functional engagement.
• Maintain and enhance standard insurance and risk clauses in contract templates.

Physical Requirements

• Work is performed while sitting/standing and interfacing with a personal computer.
• Requires the ability to communicate effectively using speech, vision, and hearing.
• Requires the regular use of hands for simple grasping and fine manipulations.
• Requires occasional bending, squatting, crawling, climbing, and reaching.
• Requires the ability to occasionally lift, carry, push, or pull medium weights, up to 50lbs.

Remote Work Qualifications

• Access to a reliable and secure high-speed internet connection. Cable or fiber internet connections (at least 75mbps download/10mbps upload) are preferred, as satellite connections often cannot support the technologies used to perform day-to-day tasks.
• Access to a home router and modem.
• A dedicated home office space that is noise- and distraction-free. The space should have strong wireless connection or a wired Ethernet connection (wired connection is preferred, if possible).
• A valid, physical address (apartment, suite, etc.). PO Boxes are not supported, as a physical address is required for you to receive your computer equipment.
• The desire and ability to work and communicate with other team members via chat, webcam, etc.
• Legal residents of one of the following states: (AK, AL, AR, AZ, CT, DE, FL, GA, IA, ID, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, VT, WI, WV, or WY). H-1B Visa Sponsorship Not Available, W2 only.

Experience

• 10+ years of experience in risk management, insurance leadership, or product liability/claims oversight.
• Expertise in risk management principles including assessment, controls, and monitoring.
• Strong knowledge of workers’ compensation, property liability, management liability, cyber, emerging risks, and captive programs.
• Advanced analytical abilities to identify evolving risk trends.
• Proven ability to manage multiple initiatives with high attention to detail.
• Strong judgment and problem-solving skills.
• Demonstrated ability to collaborate across departments and influence leaders.
• Excellent written and verbal communication skills.

Education

• This role does not require a degree. We value relevant skills and experience and alignment with our core values above all else.

Desired Traits & Skills

• Someone who stays current on evolving risks, regulatory changes, and insurance market dynamics and proactively brings solutions forward.
• A forward-looking thinker who uses data to influence strategy and guide executive decision-making.
• Calm, decisive leadership even when navigating high-stakes incidents or ambiguous risk situations.
• A natural relationship-builder who brings people together to solve enterprise risk challenges.
• An high-level communicator who can translate complex risk concepts into clear, actionable guidance for all levels of the organization.
• Highly organized, reliable, and detail-oriented, with an ability to maintain rigor even under pressure.
• A proactive leader who embeds risk thinking into strategy, operations, and culture.

Company Overview

A rapidly growing, multi-divisional company headquartered in Lancaster, Pennsylvania with services supporting all of Clark’s distribution methods in the food service industry.

Benefits

• Medical
• Vision
• Dental
• PTO
• Paid Maternity Leave
• Paid Parental Leave
• Life Insurance
• Disability
• Dependent Care FSA
• 401(k) matching
• Employee Assistance Program
• Wellness Incentives
• Company Discounts
• AT&T & Verizon Discount
• Bonus Opportunities
• Accident Insurance
• Critical Illness Insurance
• Adoption Assistance

Available at HQ Locations Only

• On-Site Fitness Centers
• Dog-friendly Offices