Director, General Counsel -Lending

ing; United States; Hybrid; USD 260,000 - 315,000; Full time

Job summary

ING Americas seeks an experienced U.S.-qualified lawyer in New York to join the Americas Legal team. The role provides dedicated legal support to the Lending business, focusing on trade and commodities finance, receivables financings, letters of credit, and secured lending.

Collaboration with front-office, risk, and compliance is essential to deliver timely, practical guidance. The candidate should be adept at analyzing U.S.

Qualifications

• J.D. and active New York Bar admission required.
• 7+ years of experience post-qualification as a New York Bar attorney.
• Strong knowledge of lending products and regulatory matters.

Responsibilities

• Advise ING Americas and Wholesale Banking affiliates on U.S. banking laws and regulatory requirements.
• Serve as trusted advisor to front-office lending teams on trade and commodities finance and related lending.
• Draft, negotiate, and review a broad range of agreements.
• Advise on corporate governance, regulatory developments, and risk trends.
• Develop policies, procedures, and templates to support business activities.

Skills

Lending knowledge

Regulatory compliance

Stakeholder management

Contract negotiation

Cross-functional collaboration

Education

J.D. and New York Bar admission

Job description

About ING :

In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you're joining a team where individuality isn't just accepted, it's encouraged. We've built a culture that's fun, friendly and supportive - it's the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We're here to help you get ahead. And with our global network, there's plenty of scope to take your career in new directions, perhaps even ones you've never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you'd feel at home? We'd love to hear from you.

About the position:

ING is seeking an experienced U.S.-qualified lawyer to join the Americas Legal team in New York. The role will provide dedicated legal support to the Lending business, with a focus on trade and commodities finance, receivables financings, letters of credit, and secured lending transactions. The successful candidate will possess strong expertise in UCC Article 5 and Article 9 matters, including the creation, perfection, priority, and enforcement of security interests.

This role requires close collaboration with business, syndicate, risk, and compliance stakeholders, as well as external counsel, to deliver timely, practical, and commercially focused legal advice. In addition, the candidate will provide broad support across the Americas Legal function on a range of legal, corporate governance, and regulatory matters.

As part of a global organization, the role also involves partnering with colleagues across ING to analyze and advise on the impact of U.S. laws and regulations with extraterritorial application, helping to assess and manage legal risks affecting ING's global operations.

Responsibilities:

• Advise ING Americas and Wholesale Banking affiliates on U.S. banking laws, regulatory requirements, compliance matters, and market practice relating to lending transactions and related documentation.
• Serve as a trusted legal advisor to front-office lending teams, providing transactional and contractual support with a focus on trade and commodities finance, receivables financings, letters of credit, and secured lending transactions.
• Review, draft, and negotiate a broad range of commercial, corporate, and operational agreements.
• Advise senior management on corporate governance matters, regulatory developments, and significant legal risks and trends impacting the business.
• Draft, implement, and maintain legal policies, procedures, guidelines, best practices, and template documentation to support the firm's business activities and risk management objectives.
• Develop and deliver legal and regulatory training to business and support functions, fostering awareness of legal developments, regulatory requirements, and emerging risks.
• Monitor and assess legal, regulatory, and market developments affecting ING's U.S. and global operations, and provide practical guidance on associated risks and opportunities to internal stakeholders.
• Collaborate with colleagues across ING's global legal and regulatory functions to analyze and address the impact of U.S. laws and regulations with extraterritorial application.

Qualifications and Competencies:

• J.D. and active New York Bar admission with strong academic credentials
• 7+ years of experience post-qualification as a New York Bar attorney
• Strong knowledge of varied and complex lending products, including trade and commodities finance, receivables financings, letters of credit law and practices, and secured lending transactions. Experience with work-outs, restructurings and bankruptcies a plus.
• In-depth experience with a variety of bank regulatory matters and knowledge of banking-related laws, regulations and rules, including BIC facility and discount window matters
• Commercially minded with a solutions-oriented approach to legal issues
• Able to operate independently in a high-volume, time-sensitive environment
• High attention to detail, commitment to excellent output and sound judgment under pressure
• Positive, collaborative attitude, a strong sense of ownership and curiosity, and consistent drive to go above and beyond to deliver on shared goals
• Collaborative team player comfortable working across global platforms
• Willing to take initiative to investigate issues, maintain operational discipline, and improve existing processes
• Strong stakeholder management skills, with the ability to influence at senior levels

Salary Range: $260,000-$315,000

The salary range listed reflects base salary only. This role is eligible for participation in a