Director/Executive Director, RMBS Structurer

CIBC US; New York (NY); On-site; USD 225,000 - 300,000; Full time

Benefits offered by this job

Competitive salary

Incentive pay

Banking benefits

Benefits program

Vacation offering

Wellbeing support

MomentMakers

Job summary

CIBC is seeking an experienced professional to support the structuring and execution of RMBS transactions from pitch to close in the New York market. The role emphasizes deep mortgage securitization knowledge and collaboration with internal partners, clients and rating agencies.

Candidates should have a strong analytical background, be proficient in Excel and modeling platforms (Intex Dealmaker, Intex Calc, CAS, VBA, Bloomberg), and possess excellent communication skills to drive successful

Qualifications

• Bachelor’s degree required.
• 5+ years of RMBS structuring, securitization, mortgage analytics, or related roles.
• Deep knowledge of deal mechanics across residential mortgage sectors including Non-QM, Investor, Jumbo, Agency Investor, RTL.
• Advanced quantitative skills; proficient in Excel; experience with Intex Dealmaker, Intex Calc, CAS, VBA, Bloomberg.
• Strong understanding of collateral analysis, cash flow modeling, rating agency methodologies, and transaction documentation.
• Excellent communication and collaboration skills.
• Values-driven approach aligned with trust, teamwork, and accountability.

Responsibilities

• Oversee the full structuring process for non-Agency RMBS transactions, from early-stage pitching through transaction close.
• Use Intex Deal Maker to construct cash flow waterfalls, ensuring correct modeling of features like sequential/pro rata pay and deal triggers.
• Partner with the banking team to support rating agency processes and sizing of credit enhancements.
• Ensure offering documents reflect structuring assumptions and outputs.
• Run stress testing and scenario analyses (prepayments, defaults, severities).
• Coordinate with stakeholders on internal model development and maintenance.

Skills

Analytical Thinking

Business Finance

Cash Flow Modelling

Credit Processes

Customer Engagement

Financial Modeling

Global Market

Investments

Leadership

Market Trading

Process Improvements

Researching

Solution Strategies

Education

Bachelor’s degree

Tools

Intex Dealmaker

Intex Calc

CAS

VBA

Bloomberg

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

CIBC’s Residential Credit Finance & Securitization Group is seeking an experienced professional to support the structuring and execution of RMBS transactions across a diverse range of residential mortgage asset classes. This role requires strong analytical capabilities, deep knowledge of mortgage securitization structures, and the ability to work closely with internal partners, clients, rating agencies, and other transaction stakeholders.

How You’ll Succeed

• Oversee the full structuring process for non-Agency RMBS transactions, from early-stage pitching through transaction close
• Use Intex Deal Maker to construct cash flow waterfalls, ensuring structural features (e.g., sequential/pro rata pay, shifting interest, deal triggers) are modeled correctly
• Partner with the banking team to support the rating agency process and sizing credit enhancements
• Ensure offering documents accurately reflect structuring assumptions & outputs
• Run various stress testing and scenario analysis (prepayments, defaults, severities)
• Coordinate with stakeholders on internal model development and maintenance

Who You Are

• Bachelor’s degree required
• 5+ years of relevant experience in RMBS structuring, securitization, mortgage analytics, or related roles
• Deep knowledge of deal mechanics and structures across residential mortgage sectors, including Non-QM, Investor, Jumbo, Agency Investor, RTL, and related asset classes
• Advanced quantitative skills and strong proficiency in Excel, with experience in Intex Dealmaker, Intex Calc, CAS, VBA, Bloomberg, and similar modeling platforms
• Strong understanding of collateral analysis, cash flow modeling, rating agency methodologies, and transaction documentation
• Excellent communication and collaboration skills
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.

California residents — your privacy rights regarding your actual or prospective employment

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $225,000-$300,000 for the New York, NY market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which also may include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave, and Vacation), Holidays, and 401(k), in addition to other special perks reserved for our team members. Candidates hired to work in other locations will be subject to the pay range associated with that location. Additional total compensation and benefits details will be provided during the hiring process.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
• Subject to plan and program terms and conditions

What You Need To Know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

NY-New York, 300 Madison Ave Fl 5

Employment Type

Regular

Weekly Hours

40

Skills

Analytical Thinking, Business Finance, Cash Flow Modelling, Credit Processes, Customer Engagement, Financial Modeling, Global Market, Investments, Leadership, Market Trading, Process Improvements, Researching, Solution Strategies