Director, Equipment Asset Management - Hybrid

Pathward, N.A.; United States; Ibrido; USD 125.000 - 208.000; Tempo pieno

Vantaggi offerti da questo lavoro

Health insurance

401(k) retirement benefits

Life insurance

Disability benefits

Paid time off

Descrizione del lavoro

Pathward, N.A. is seeking a Lead, Asset Management in Equipment Finance to oversee valuations, pricing, end-of-lease activity, and collateral risk.

You will guide the team responsible for returns, buyouts, payoffs, and fair market value determinations, while partnering with Credit and Sales to structure deals and calibrate advance rates. In this role, you will develop and enforce collateral policies, manage third-party appraisals and the remarketing network, and ensure performance reporting and

Competenze

• Bachelor's degree or equivalent education and work experience.
• 8+ years with bachelor's or equivalent.
• The ability to manage multiple competing priorities.
• Excellent communication skills including verbal, written, and presentation.
• The ability to partner and influence at various levels, both internally and externally.
• Strong collateral and valuation knowledge across multiple asset categories.

Mansioni

• Oversee all machinery and equipment collateral valuations, lease residual setting, pricing (work with Credit and Sales to structure deals, recommend advance rates, review pricing for accuracy and reasonableness), end of lease, repossessions, asset disposition, asset monitoring, and performance reporting.
• Develop and oversee the execution of all policies and procedures pertaining to collateral within Equipment Finance, including, but not limited to, reviewing and maintaining equipment return/maintenance provisions, providing support on landlord waivers and access agreements, etc.
• Manage the work, performance, and development of the Asset Management team. The Asset Management team handles all lease returns, equipment buyouts and loan payoffs, and determines Fair Market Value at the end of the lease.
• Manage the remarketing of equipment and develop a third-party network of resellers and appraisers to liquidate and value collateral.
• Oversee quarterly/annual collateral review process, including true lease residual impairment testing.
• Appraisal review including development of scope of work for 3rd party appraisals.
• Manage equipment inspections, including selection of inspectors and specific inspection criteria.
• Other duties as assigned

Conoscenze

Asset valuation

Stakeholder influence

Communication skills

Prioritization

Formazione

Bachelor's degree or equivalent

Descrizione del lavoro

Pathward, N.A. is seeking a Lead, Asset Management in Equipment Finance to oversee valuations, pricing, end-of-lease activity, and collateral risk.

You will guide the team responsible for returns, buyouts, payoffs, and fair market value determinations, while partnering with Credit and Sales to structure deals and calibrate advance rates. In this role, you will develop and enforce collateral policies, manage third-party appraisals and the remarketing network, and ensure performance reporting and