Director, Capital Markets: Scale Liquidity

ClarityPay, Inc.; New York (NY); On-site; USD 180,000 - 230,000; Full time

Benefits offered by this job

Competitive compensation

Medical, dental, vision insurance

401(k) plan

Job summary

ClarityPay, Inc. is a merchant-first POS lending platform based in NYC and Atlanta. We help merchants increase conversion by offering customers flexible, affordable financing, including BNPL, installments, and revolving products, funded by a growing capital markets program.

We are seeking an experienced Director, Capital Markets to scale our funding strategy, manage partner relationships, and build scalable liquidity infrastructure to support rapid growth.

Qualifications

• Bachelor’s degree in finance, economics, statistics, or related field
• 4–6 years in forward flow, warehouse finance, or debt capital markets
• Strong consumer credit risk and underwriting understanding
• Proven relationship-building and negotiation skills
• Advanced Excel and database tool proficiency
• Excellent written, verbal, and presentation skills
• Highly analytical and detail-oriented
• Strong work ethic and ownership

Responsibilities

• Structure, negotiate, and manage forward flow purchase agreements.
• Develop and oversee borrowing base reporting for on- and off-balance-sheet warehouse facilities.
• Build and maintain relationships with lenders, investors, and other capital partners.
• Analyze loan-level data for investor presentations and due diligence.
• Partner with Credit, Finance, Legal, Operations, and senior leadership to align funding strategy with growth.
• Help design and implement scalable processes and infrastructure for the capital markets function.

Skills

Forward flow

Warehouse finance

Debt capital markets

Relationship management

Excel

Presentations

Analytical thinking

Ownership

Education

Bachelor's degree in finance, economics, statistics, or related field

Tools

Excel & databases

Job description

ClarityPay, Inc. is a merchant-first POS lending platform based in NYC and Atlanta. We help merchants increase conversion by offering customers flexible, affordable financing, including BNPL, installments, and revolving products, funded by a growing capital markets program.

We are seeking an experienced Director, Capital Markets to scale our funding strategy, manage partner relationships, and build scalable liquidity infrastructure to support rapid growth.