Director, Analytics & Credit Risk Strategy

Golden 1 Credit Union; Sacramento (CA); Hybrid; USD 173,000 - 190,000; Full time

Job summary

Golden 1 Credit Union seeks a Director of Analytics and Risk for Consumer Lending to lead enterprise credit risk management and analytics initiatives in a hybrid Sacramento environment. You will oversee portfolio performance, risk exposure, policy oversight, and collaboration with leaders to translate insights into actionable lending strategies.

You bring 10+ years in credit risk analytics or lending at financial institutions, with hands-on SAS/SQL/Python or R skills and a track record of strong

Qualifications

• Bachelor’s degree in a quantitative field or equivalent work experience.
• 10+ years in lending or credit risk analytics at a financial institution.

Responsibilities

• Lead enterprise credit risk management across portfolio performance and policies.
• Provide guidance and leadership to analytics/risk teams.
• Foster skill development and maintain positive employee morale.
• Create, implement, and reevaluate best-practice credit risk procedures.
• Perform risk reviews for member products and services.
• Contribute to loan policy enhancements to meet risk goals.
• Monitor and evaluate AI models used in loan decisioning.
• Ensure compliance with state and federal credit union regulations.

Skills

Credit risk analytics

Education

Bachelor's degree in quantitative discipline

Tools

SAS

SQL

Python

R

Job description

Golden 1 Credit Union seeks a Director of Analytics and Risk for Consumer Lending to lead enterprise credit risk management and analytics initiatives in a hybrid Sacramento environment. You will oversee portfolio performance, risk exposure, policy oversight, and collaboration with leaders to translate insights into actionable lending strategies.

You bring 10+ years in credit risk analytics or lending at financial institutions, with hands-on SAS/SQL/Python or R skills and a track record of strong