Direct Loan Originator

Triad Financial Services Inc; Jacksonville (FL); On-site; USD 55,000 - 90,000; Full time

Job summary

Triad Financial Services Inc in Jacksonville, FL is seeking a Direct Loan Originator to join our growing team. You will consult and sell Triad-approved applications to borrowers and retailers, and develop relationships throughout the home buying process.

You will advise borrowers and sellers, gather and clear conditions, order appraisals, and manage the loan pipeline to closing. Stay current with Triad products, rates, and guidelines, and coordinate across departments to maximize pull-through

Qualifications

• 1–3 years of retail mortgage loan knowledge/experience.
• Excellent problem-solving skills.
• Ability to work well within a team atmosphere.
• Strong attention to detail.
• Excellent verbal and written communication skills, including the ability to effectively interact with retailers and borrowers.
• Proficiency in Microsoft Office and mortgage software products.
• Ability to multitask in a fast-paced environment.
• Ability to set goals and divide processes into timelines.
• Applying investor guidelines to specific sales situations and using discretion and judgment to recommend appropriate products.
• Late shift availability.

Responsibilities

• Consult and sell Triad approved applications to borrowers and retailers.
• Develop relationships with approved Triad borrowers and retailers during the home buying process.
• Advise borrowers and sellers of the used home buying process, determining solutions, ordering appraisals and gathering/clearing conditions.
• Pipeline Management - facilitate movement of active loan files to closing in a timely manner.
• Understand Triad’s loan products, rates, guidelines, and loan process.
• Stay up-to-date on changes in market conditions that affect the company’s many loan products.
• Coordinate with other departments to optimize the sales effort.
• Meeting or exceeding Triad pull-through goals (percentage of contracts ordered to loans approved).
• Perform related duties as assigned by supervisor.

Skills

Retail mortgage loan knowledge

Problem-solving

Teamwork

Attention to detail

Verbal and written communication

Microsoft Office

Multitasking

Time management

State licensing knowledge

Education

State loan originator license(s) required

Tools

Mortgage software

CRM systems

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Direct Loan Originator

4 days ago Requisition ID: 1318

Triad Financial Services is a leading provider of financial services and solutions, serving clients nationwide. We are seeking a highly motivated and skilled Direct Loan Originator to join our growing team.

Essential Functions:

• Consult and sell Triad approved applications to borrowers and retailers
• Develop relationships with approved Triad borrowers and retailers during the home buying process
• Is the main point of contact: advising borrowers and sellers of the used home buying process, determining solutions, ordering appraisals and gathering/clearing conditions
• Pipeline Management - will facilitate movement of active loan files to closing in a timely manner
• Understand Triad’s loan products, rates, guidelines, and loan process
• Stay up-to-date on changes in market conditions that affect the company’s many loan products
• Coordinate with other departments to optimize the sales effort
• Meeting or exceeding Triad "pull-through" goals (percentage of contracts ordered (COF’s) to loans approved)
• Perform related duties as assigned by supervisor

Minimum Qualifications:

• One to three years of retail mortgage loan knowledge/experience required
• Excellent problem-solving skills are essential
• Ability to work well within a team atmosphere
• Strong attention to detail
• Excellent verbal and written communication skills, including the ability to effectively interact with all retailers, borrowers and internal departments
• Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the company’s proprietary mortgage software products
• Ability to multitask in a fast-paced environment
• Ability to set goals and divide processes into timelines
• Applying investor guidelines to specific sales situations and using discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis
• 20-hour Safe Act course*
• Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan originator activities*
• Completing and passing all Continuing Education requirement (annually)*
• Credit check required-credit must meet State licensing guidelines and eligibility*
• Late shift required**

* Candidate will be required to take the 20-hour SAFE Act course and pass the exam to become a state-licensed MLO within four to six weeks of employment. Additional State specific training and course testing may be required in conjunction with Federal licensing. Candidate will be subject to a credit inquiry and federal background check.