Digital Underwriter

Frontline Insurance; Florida; Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid or remote work schedule

Company-sponsored health/dental/vision

401k with 9% match

4 weeks PTO and pet insurance

Job summary

Frontline Insurance seeks a Territory Personal Lines Underwriter to support risk classification, policy changes, and renewal reviews for personal lines coverage. The role emphasizes collaboration with agents and customers to ensure accurate ratings and timely service.

Ideal candidates have at least 2 years in P&C insurance, undergraduate education preferred, and may hold a relevant license. The position offers a hybrid or remote schedule and a supportive growth environment with core values of

Qualifications

• Undergraduate education preferred with 2+ years in P&C Insurance or equivalent.
• Licensing in 20-44 or 220 is preferred (if applicable).
• Insurance designation/licensing for Property & Casualty is advantageous.

Responsibilities

• Classifies risk and makes policy changes as needed.
• Process data entry and follow up on actions.
• Review property inspections for new business or renewals for property or liability concerns.
• Answer agency partner and insured inquiries with billing and coverage information.
• Review renewals for Consent to Rate accuracy and handle rating issues.
• Support underwriting assistants with inquiries and provide viable solutions.
• Assess new business submissions for eligibility and communicate missing information to agents.

Skills

Risk classification

Policy changes

Property inspections

Renewals review

Agency liaison

Customer inquiries

Education

Undergraduate education preferred

Job description

At Frontline Insurance, we are on a mission to Make Things Better, and our TerritoryPersonal Lines Underwriterplays a pivotal role in achieving this vision. We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as a Territory Personal Lines Underwriter, where you can make a meaningful impact and grow your career, your next adventure starts here!

Our Territory Personal Lines Underwriter enjoys robust benefits:

• Hybrid or remote work schedule!
• Health & Wellness:Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
• Financial Security:401k Retirement Plan with a generous 9% match
• Work-Life Balance:Four weeks of PTO and Pet Insurance for your furry family members.

What you can expect as a Territory Personal Lines Underwriter:

• Orders and reviews reports necessary for proper risk classification. Makes related policy changes, as necessary.
• Handles policy change requests: evaluates underwriting considerations, processes data entry, and executes follow-up action as needed.
• Reviews property inspections for new business and/or renewals for property or liability concerns. Recommends action and notifies agency partners, as necessary.
• Answers telephone inquiries from agency partners and insureds, providing requested billing and basic coverage information, and resolving problems as needed.
• Assists in reviewing renewal policies with Consent to Rate or high value coverage for accuracy. Evaluating & determining if additional Consent to Rate is required, & and executing follow-up action as needed. May also include reviewing requests for reinstatement and relief in premium issues from our agency partners.
• Provide assistance to the underwriting assistants when help is requested and provides viable solutions to their inquiries.
• Evaluates new business submissions for eligibility and proper classification. Initiates communication with agents regarding missing information, eligibility, or rating concerns, etc.

What we are looking for as a Territory Personal Lines Underwriter:

• Any undergraduate education preferred, minimum 2 years’ experience and/or training in P&C Insurance or equivalent combination of education and experience.
• Active 20-44 or 220 License required.
• An insurance related designation or license for Property and Casualty Insurance is preferred.

Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values:Integrity, Patriotism, Family, and Creativity.

We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.