Digital Services Representative I - Multiple Cities

Make Choteau Home; Montana; On-site; USD 32,000 - 40,000; Full time

Benefits offered by this job

Health insurance for employee

FSA available

Telehealth available

401k plan contribution

Paid holidays

PTO

Life and disability insurance

Wellness program

Volunteer time off

Tuition Reimbursement

Job summary

Whitefish Credit Union is seeking a Digital Services Representative I in Montana to handle inbound calls, determine member needs, and guide them to the right products and services with a friendly, professional demeanor. You will perform teller tasks, assist with online banking enrollment and e-statement setup, and support cross-functional Digital Services activities while protecting member privacy.

Join a team that values service excellence, offers competitive benefits, and opportunities to

Qualifications

• High school diploma or equivalent.
• 1-3 years of similar or related experience, including preparatory experience.

Responsibilities

• Answer inbound calls, verify caller identity, and address needs.
• Be knowledgeable of Digital Services through cross training.
• Cross-sell online banking and enroll members in online services.
• Perform teller functions (transfers, payments, PIN resets, etc.).
• Monitor loan payoff info and communicate with dealerships/insurers.
• Assist other departments and branches as needed.

Skills

Effective communication

Multitasking

Customer service

MS Office

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

*This position is available out of Kalispell, Missoula, and Thompson Falls, MT

Position Title

Digital Services Representative I

Organizational Relationships

Reports to assigned Digital Services department manager

Supervisory Responsibilities

None

General Function

Serve as professional, knowledgeable and friendly “voice” of Whitefish Credit Union. Receive incoming calls and determine the products, services or resources that the member either requires or from which the member could benefit. Provide direct support services to members and potential members, and if unable to provide direct support, connect them with the appropriate WCU staff representative. Assist and support all Digital Services managers and representatives in departmental processes as assigned.

Position Functions

• Answer the majority of all inbound calls, determining the needs of the caller, and verify the caller’s identity, minimizing the caller’s time and effort in resolving their concern
• Be knowledgeable of all aspects of the Digital Services Department through cross training
• Identify products/services that might be beneficial to members and provide information about their value and benefit.
• Perform teller functions for members (i.e., transfer funds between accounts and/or loan, stop payments, close and reorder debit cards, provide balances and last five transactions, reissue and reset pin numbers, process loan or credit card payments, etc.) to assure member’s needs are addressed in a polite and friendly manner.
• Cross-sell online banking and online bill pay services and assist members in online banking enrollment and understanding the e-statement process.
• Monitor and process loan payoff information and provide this communication to dealerships and insurance companies in an accurate and timely manner.
• Assist other departments and branches with transactions as needed, provide support for the collections department and branch managers in fulfilling member requests and merchant verifications.

Additional Responsibilities

• Report to work on time and as scheduled.
• Perform other duties as assigned.

Position Requirements

• Ability to communicate effectively in person, in writing and over the phone with all internal and external stakeholders. Courtesy and tact are essential.
• Ability and willingness to interact calmly and professionally with people from all backgrounds.
• Ability to multi-task, prioritize and organize day-to-day responsibilities with attention to detail and timeliness.
• Ability to follow oral and written instructions.
• Ability to work with others in an effective manner, listen well, share work-related information and be tolerant of others’ work styles.
• Competent with Microsoft Office; ability and willingness to work with a variety of office equipment and software systems.
• Ability to lift up to 15 lbs., with or without accommodation.
• Complete mandatory annual BSA training that includes Red Flag, Identity Theft, OFAC, CTR and SAR reporting and thresholds, as well as the safe keeping of member information, and passes any applicable tests.
• Follow all Whitefish Credit Union, Montana and Federal information privacy guidelines.
• Adhere to all Whitefish Credit Union policies and procedures.
• Protect Member and Whitefish Credit Union confidential information.

Required Education and Experience

• High school diploma or equivalent.
• 1-3 years of similar or related experience, including preparatory experience.

Compensation Package

• Competitive starting wage
• 100% paid health insurance for employee
  • FSA (Flex plan) available
  • Telehealth available
• 3% employer 401k contribution (no matching requirement)
• 8% employer pension plan contribution (following first year of employment)
• 11 paid federal holidays (Saturday holidays excluded)
• 17 days of PTO annually, accrued monthly
• Life and disability insurance
• Wellness program
• Social Responsibility Policy – 24 hours annually of paid time for non‑profit volunteer efforts
• Tuition Reimbursement Program – application‑eligible following one year of employment

This job description is to be considered a general outline of the duties and responsibilities of this position and is subject to change and revision at any time. Position functions and requirements are listed as guidelines only and the job is not necessarily limited to these specifications.