Digital Banking Representative

Andrews Federal Credit Union; Maryland; Hybrid; USD 30,000 - 36,000; Full time

Benefits offered by this job

12 paid holidays

Healthcare plans

Career development

Tuition reimbursement

Retirement plans with matching

Job summary

Andrews Federal Credit Union is seeking a remote-based member service representative in Maryland to handle digital banking inquiries and online applications. You will respond to calls and messages, review online memberships, and assist with secondary accounts while upholding service standards.

The ideal candidate has at least two years in a financial institution with digital banking experience, excellent communication skills, and solid MS Office proficiency.

Qualifications

• High school diploma or GED or equivalent.
• At least 2 years of experience in a financial institution with digital banking exposure.
• Excellent written, verbal and interpersonal communication skills.
• Strong computer/navigation skills and MS Office proficiency.

Responsibilities

• Respond to member digital banking requests and inquiries via phone and email.
• Process transactions and assist with online membership applications and secondary accounts.
• Provide first-tier support for digital banking issues and monitor activity for security alerts.
• Collaborate across channels to ensure excellent member service and timely issue resolution.
• Maintain knowledge of products and services and assist with training as needed.

Skills

Customer service

Written communication

Verbal communication

Problem solving

MS Office

Education

High school diploma / GED

Tools

MS Word

Outlook

Excel

Job description

Job DetailsJob Location: Remote - MDPosition Type: Full TimeAre you ready for an exciting career in the financial services industry? If so, Andrews Federal is the place for you! Andrews Federal is a transformative, international financial institution, proud to serve our military and communities. Our top priority remains to help our members achieve financial wellness.

With a positive workplace culture embedded in every aspect of our DNA, our organization has been certified as a Great Place to Work for 4 years. Andrews Federal offers a highly competitive compensation and benefits package to maintain a happy and healthy workforce.

As our organization continues to thrive, we seek a highly motivated workforce that is not afraid to provide innovative solutions within the financial services industry. Our leaders encourage collaboration and new ideas as we continue to serve our global membership.

Some of the perks of working at Andrews Federal include:

• 12 paid holidays a year including your birthday
• Affordable healthcare plans and Employer Paid FSA accounts
• Career development, training opportunities, career coaching, and tuition reimbursement
• Retirement plans with a competitive matching option
• Childcare stipend to help working families

Provide quality member service by responding to member digital banking requests and inquiries. Assess service required and resolve members discrepancies. Perform transactions and communicate with members by phone or electronically. Receive inbound Digital Banking telephone calls and serve as backup to the Telephone Sales & Services Representative function as needed. Responsible for reviewing/opening online membership applications and secondary accounts.

ESSENTIAL DUTIES

The position’s essential duties include the following:

• Provide members with an exceptional service experience by responding pleasantly, professionally and efficiently to all telephone, remote secure messages (digital banking and mobile banking) and email correspondence.
• Support and provide superior service through various channels of communication to include telephone, digital banking secure messages, Synapsys support tickets and internal and external emails.
• Serve as first tier of support for trouble shooting user issues with digital banking, bill pay, mobile banking, P2P, and other electronic channels.
• Monitor Digital Banking activities through tracking and reporting.
• Review and approve request to add secondary subscribers and additional accounts to pay bills to include researching late payments.
• Review cases with iPay on behalf of the member for bill payments paid electronically.
• Review and work cases in Q2 Sentinel / Q2 Patrol (Multi-Factor Authentication) triggered by unusual activity.
• Review and approve online membership and secondary accounts within department goal
• Unblock users based to include resetting secure access emails and phone numbers and deactivating users.
• Responsible for creating, updating and maintaining desk procedures relating to Digital Banking.
• Monitor, Review, Process/Approve online membership applications.
• Remove access for “external transfers” using Q2central due to non-sufficient ACH transactions.
• Review fraudulent activity alerts and approve within established parameters.
• Maintain current and extensive knowledge of products and services offered within the organization.
• Facilitate Digital Banking training to appropriate personnel as needed and ensure communication such as changes, updates etc…are disseminated to staff.
• Serve in the capacity of Telephone Sales & Services Representative, as needed to handle inbound Digital Banking calls.
• Place outbound calls to resolve member inquiries and research requests.
• Exercise the flexibility to work various shifts, to include early mornings, evening and weekends to meet department staffing requirements with limited notice on a short and/or long term basis.
• Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
• Interact with co-workers, managers and members in a positive and professional manner which projects a positive image.
• Perform other duties as assigned.

Qualifications REQUIRED EXPERIENCE

• High school diploma, GED, or equivalent required.
• Requires two years’ experience in a financial institution, which would have included at least one year of Digital Banking experience.
• Demonstrate ability to communicate in writing on a highly professional and proficient level. Exceptional customer service skills.
• Must possess excellent computer navigation skills, a high aptitude for online banking applications and a working knowledge of MS Office Word, Outlook, and Excel.
• Must possess excellent organization skills, attention to detail, problem solving skills, the ability to work independently, as well as a member of a team in a fast paced environment.
• Excellent written, verbal and interpersonal communication skills.

Hourly Pay Range

$21.78 - $26.00

PHYSICAL REQUIREMENTS

• Requires the ability to sit at a desk and computer for extended period of time.
• Requires the ability to operate a variety of office equipment, including a personal computer with Microsoft Office.

In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization.