Digital Banking Product Manager

Central Bank; Jefferson City (MO); On-site; USD 100,000 - 150,000; Full time

Job summary

Central Bank in Jefferson City, Missouri seeks a Digital Banking Product Manager to define, develop, and enhance retail digital banking products and experiences.

This role leads product strategy, roadmaps, and execution while partnering with cross-functional teams to deliver secure, scalable, customer-centric digital solutions. You will drive market research, translate customer feedback into product improvements, and ensure alignment with regulatory requirements.

Qualifications

• Experience defining and delivering digital banking products.
• Ability to lead product lifecycle from ideation to enhancement.
• Strong collaboration with technology, risk, marketing, and sales.

Responsibilities

• Develop and execute product strategies and roadmaps.
• Lead the full product lifecycle from ideation to optimization.
• Own product performance and delivery for Retail Digital Banking.
• Support broader digital initiatives through roadmap planning.
• Conduct market research and competitive analysis to inform product direction.
• Translate customer feedback into measurable product improvements.
• Partner with Technology, Operations, Risk, Compliance, Legal, Marketing, and Sales.
• Monitor KPIs, identify risks, and report to leadership.
• Promote iterative development and data-driven decisions.
• Coordinate with internal and external partners for initiatives.
• Perform other duties as assigned.
• Comply with banking regulations, including BSA and information security standards.

Skills

Product management

Digital banking

Roadmap development

Cross-functional teams

Market research

Job description

About Central Bank

At Central Bank, we are committed to helping individuals, families, and businesses thrive through exceptional financial services and innovative banking solutions. As part of the Central Bank family, we combine the strength of a trusted financial institution with a local commitment to serving our communities. In Jefferson City, we take pride in building lasting relationships while delivering technology-driven solutions that make banking easier and more accessible.

About Central Bank

At Central Bank, we are committed to helping individuals, families, and businesses thrive through exceptional financial services and innovative banking solutions. As part of the Central Bank family, we combine the strength of a trusted financial institution with a local commitment to serving our communities. In Jefferson City, we take pride in building lasting relationships while delivering technology-driven solutions that make banking easier and more accessible.

Position Summary

Join a dynamic team at the forefront of digital banking innovation. The Digital Banking Product Manager is responsible for defining, developing, and enhancing retail digital banking products and experiences that meet the evolving needs of customers and internal stakeholders. This position leads product strategy, roadmap development, and execution while partnering with cross-functional teams to deliver secure, scalable, and customer-centric digital solutions.

Essential Duties And Accountabilities

• Develop and execute product strategies and roadmaps aligned with customer needs and organizational objectives.
• Lead the full product lifecycle, from ideation and business case development through implementation, optimization, and ongoing enhancement.
• Own product performance and delivery for assigned Retail Digital Banking products.
• Support broader digital product initiatives through roadmap planning, dependency management, and collaboration across teams.
• Conduct market research, competitive analysis, and customer discovery activities to identify opportunities and inform product direction.
• Serve as the voice of the customer by translating feedback and insights into actionable product improvements.
• Partner with Technology, Operations, Risk, Compliance, Legal, Marketing, and Sales teams to successfully deliver and support digital banking solutions.
• Monitor key performance indicators, identify risks and opportunities, and provide updates and recommendations to leadership.
• Promote continuous improvement through iterative development, feedback loops, and data-driven decision making.
• Coordinate efforts among internal and external partners to ensure successful execution of product initiatives.
• Perform other duties as assigned or as needed.
• Comply with all applicable banking regulations, including Bank Secrecy Act requirements and information security standards.

Supervisory Responsibilities

This position does not have direct supervisory responsibilities but is expected to lead initiatives and influence cross-functional teams to achieve product objectives.