Deputy CRA Officer

Columbia Bank; Phoenix (AZ); On-site; USD 130,000 - 150,000; Full time

Benefits offered by this job

Healthcare coverage

401(k) retirement match

Paid vacation and holidays

Life insurance

Job summary

Columbia Bank is seeking a Compliance Manager focused on CRA compliance to develop and oversee the bank's CRA program within the Compliance Management System. This role collaborates with regulators, leadership, and community partners to meet CRA objectives and risk management goals.

The position requires deep CRA regulatory knowledge, supervisory experience, and the ability to implement and train on policies. On-site work at the Portland, OR location with cross-functional interaction is expected.

Qualifications

• 5+ years of CRA compliance experience preferred
• Ability to interpret and apply regulatory requirements
• Experience supervising teams and cross-functional collaboration
• Experience with CRA software and exams preferred
• Strong communication and training skills

Responsibilities

• Develop and implement CRA compliance program and policies
• Oversee CRA reporting for lending, investment and service activities
• Prepare analyses for branching, community impact and LMI considerations
• Coach and mentor staff within the compliance function
• Provide regulatory consultation and guidance to stakeholders

Skills

CRA compliance

Regulatory knowledge

Leadership

Risk management

Project management

Education

College degree

Tools

RiskExec

CRAWiz

CyberGrants

Kadince

Job description

About the Role:

A compliance manager develops, implements and oversees designated compliance programs and associated policies and procedures. The role individually contributes and leads others to achieve successful outcomes relative to the Bank’s Compliance Management System and Corporate Risk Management objectives, with a specific focus on the Community Reinvestment Act (CRA). Assists the Director of CRA Compliance in executing and providing oversight of the Bank’s CRA Program.

The Compliance Manager works cross-functionally to ensure the Bank’s CRA objectives are carried out in accordance with the Bank’s Risk Appetite and all applicable state and federal banking laws, rules, and regulations. The role has direct interface with the Bank’s regulators, the Bank’s Executive Leadership Team, and serves as a liaison and maintains relationships with nonprofit/community partners.

• Extensive CRA regulatory knowledge and application; demonstrate strong competencies and keeps up to date on regulatory changes within the CRA

• Develop and implement CRA compliance program and policies under the direction of the Director of CRA Compliance.

• Oversee the reporting, collection, and management of CRA activities (lending, investment, and service) based on regulatory framework to satisfactorily meet the credit needs of the community, consistent with safe and sound operation of the Bank

• Prepare analysis on branching activities, such as potential branch openings, closings, relocations and its impact on LMI neighborhoods according to CRA framework

• Assist in the preparation of key CRA Program documents, including peer-bank analysis, self-assessments, and performance context reports

• Conduct training and deliver presentations on CRA and other related topics to various audiences which may include but is not limited to internal working groups, committees, and external parties, as needed

• Oversee designated components of Compliance Management System (CMS) policies and programs

• Provide technical regulatory compliance consultation and advice.

• Supervise, coach, and mentor one or more staff members in the compliance function. May be asked to train others and teach coursework as subject matter expert.

• Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.

• Maintain a working knowledge of Bank’s written policies and procedures.

• May represent Columbia Bank to Industry or community organizations - attend conferences, seminars, or other events as needed.

• Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Embraces our vision to become “Business Bank of Choice”

• May perform other duties as assigned.

About You:

• College degree preferred

• 5+ years of experience in CRA Compliance for a large financial services institution or regulatory agency preferred

• 5+ years of related supervisory/management experience preferred

• Experience with CRA Compliance Exam management preferred

• Experience with FHLB Des Moines Community Programs preferred

• Demonstrated ability to read, interpret and apply regulatory requirements to areas of responsibility

• Ability to foster teamwork and work in complex environments

• Experience leading, coaching, and mentoring teams and working across various business lines preferred

• In-depth and wide-ranging knowledge of CRA regulation and company policies and procedures

• Ability to develop and present CRA compliance strategies

• Risk management and project management experience desired

• Strong written and verbal communication skills

• Takes personal initiative, has self-discipline with a high degree of self-management, and is a positive example for others to emulate

• Expert proficiency with Microsoft Office Suite (Outlook, Word, Excel, PPT)

• Must have familiarity (experience preferred) in CRA Software such as RiskExec/CRAWiz/CyberGrants/Kadince, etc.

• Occasional travel may be required

The pay range for this role is $130,000 - $150,000.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.

Primary Location: Ability to work fully onsite at posted location(s).

805 SW Broadway Floor 2 Portland OR 97205-3300

Our Benefits:

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [e-mail].

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.