Deposit Product Growth Leader (Hybrid)

Provident Bank; Port Reading (NJ); Híbrido; USD 99 000 - 184 000; Tempo integral

Resumo da oferta

Provident Bank is seeking a Consumer Deposit Product Manager in Iselin, NJ for a hybrid role. You will manage a full deposit product portfolio including checking, savings, money market, time deposits, and third‑party deposits, driving growth and profitability with cross‑functional teams.

You will lead lifecycle management, pricing, campaigns, and governance while ensuring regulatory compliance and sound risk practices.

Qualificações

• Bachelor’s degree in Business, Finance, Economics, or a related field.
• Stonier Graduate School of Banking program completion preferred not required.
• 10+ years of experience in banking, financial services, or product management.
• Strong understanding of regulatory and compliance requirements in a banking environment.

Responsabilidades

• Develop and execute strategies to grow deposit balances, improve retention, and optimize mix.
• Ensure the alignment of Deposit Products with Treasury strategies for funding, liquidity and interest rates.
• Analyze market trends, competitor offerings, and customer behavior to inform strategy.
• Manage the end‑to‑end lifecycle of deposit products, from concept through launch and ongoing optimization.
• Lead product enhancements, pricing changes, and sunsetting activities as needed.
• Translate business requirements into clear product specifications with Operations and Technology.
• Leverage market research and trends to inform product strategies.
• Drive development of initiatives that result in deposit and household growth through innovative marketing campaigns and sales team engagement.
• Collaborate with Marketing, Retail Banking, Commercial Banking and Digital teams to design and execute acquisition, retention, and promotional campaigns.
• Define pricing offers, incentives, and segmentation strategies.
• Monitor campaign results and adjust strategies based on performance metrics.
• Own product‑level financial performance, including balance growth, revenue, cost of funds, and expenses.
• Develop forecasts, business cases, and pricing scenarios.
• Prepare regular performance reporting and present insights to Senior and Executive management and various committees.
• Ensure all products, pricing, and campaigns comply with regulatory, legal, and internal risk requirements.
• Partner with Risk and Compliance teams through product governance and approval processes.
• Support audits, issue management, and regulatory inquiries related to deposit products.

Conhecimentos

Cross-functional leadership

Strategic thinking

Analytical skills

Communication skills

Stakeholder management

Data-driven decision making

Execution discipline

Formação académica

Bachelor’s degree in Business, Finance, Economics, or a related field

Stonier Graduate School of Banking program completion preferred not required

Descrição da oferta de emprego

Provident Bank is seeking a Consumer Deposit Product Manager in Iselin, NJ for a hybrid role. You will manage a full deposit product portfolio including checking, savings, money market, time deposits, and third‑party deposits, driving growth and profitability with cross‑functional teams.

You will lead lifecycle management, pricing, campaigns, and governance while ensuring regulatory compliance and sound risk practices.