Deposit Pricing & Market Intelligence Strategist

Vanguard; Malvern (Chester County); Hybrid; USD 110,000 - 160,000; Full time

Job summary

Vanguard’s Malvern, PA office seeks a Deposit Pricing & Competitive Intelligence Analyst to drive strategic analysis for Cash Plus and Vanguard Cash Deposit. You will independently investigate trends, model scenarios, and present insights that balance client value with growth and risk.

Join a team monitoring market conditions, pricing dynamics, and forecast performance, informing leadership through dashboards and governance materials to shape pricing strategy and product decisions.

Qualifications

• Five years of related experience.
• An undergraduate degree or an equivalent combination of training and experience.
• Demonstrated ability to analyze complex data, identify business drivers, and translate findings into actionable recommendations.
• Experience with forecasting, financial modeling, scenario analysis, pricing analysis, portfolio analytics, or comparable quantitative decision support.
• Strong written and verbal communication skills, including the ability to create and present executive-ready insights and recommendations.
• Demonstrated ability to take ownership, independently establish priorities, and work effectively through ambiguity and changing business needs.
• Strong business judgment, attention to detail, and a risk-and-control mindset.
• Ability to build effective relationships and collaborate across multiple teams and stakeholder groups.

Responsibilities

• Develop strategic, competitive, product, and pricing analyses. Partner with stakeholders to define business questions, analytical approaches, and decision requirements.
• Analyze complex portfolio, pricing, client, market, and financial data to identify business drivers, risks, opportunities, and actionable insights.
• Evaluate competitive pricing, deposit betas, price elasticity, interest-rate trends, client behavior, money movement, balance growth, profitability, and forecast performance.
• Build and enhance analytical tools used to forecast rates and balances, evaluate pricing scenarios, and assess potential financial and business outcomes.
• Monitor Federal Reserve communications, economic indicators, competitor activity, public disclosures, earnings reports, and market intelligence.
• Create and present business intelligence findings through executive-ready presentations, dashboards, written recommendations, and governance materials.
• Partner with product, finance, risk, analytics, marketing, and other stakeholders to evaluate alternatives, validate assumptions, support decisions, and monitor results.
• Apply a risk-and-control mindset by challenging assumptions, identifying concerns, and maintaining accurate data, models, forecasts, and supporting documentation.
• Participate in special projects and perform other duties as assigned.

Skills

Pricing analysis

Forecasting

Data analysis

Executive communication

Stakeholder management

Education

Bachelor's degree or equivalent

Tools

Excel

Power BI

Tableau

S&P Capital IQ Pro

ProSight

Archer

Copilot

SOX controls

Job description

Vanguard’s Malvern, PA office seeks a Deposit Pricing & Competitive Intelligence Analyst to drive strategic analysis for Cash Plus and Vanguard Cash Deposit. You will independently investigate trends, model scenarios, and present insights that balance client value with growth and risk.

Join a team monitoring market conditions, pricing dynamics, and forecast performance, informing leadership through dashboards and governance materials to shape pricing strategy and product decisions.