Deposit Pricing Analyst

Truist; Charlotte (NC); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, vision

401k plan

Paid vacation and holidays

Job summary

Truist is seeking a deposits analytics professional in Charlotte to support development and deployment of strategic initiatives aiming to grow the CSBB deposit portfolio. This role requires analytical skills, cross-functional collaboration, and experience with pricing analytics and risk management.

You will translate data into actionable insights, contribute to forecasting, and help design incentives and channels to drive performance.

Qualifications

• College Degree or equivalent education and related training or experience.
• 2-4 years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics, or Engineering with demonstrated results.
• Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
• Identify and escalates issues or critical information quickly.
• Exposure to Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
• Strong analytical and problem-solving skills, including direct experience with statistical modeling and analysis.
• Exposure to regulatory banking standards that impact deposit products.

Responsibilities

• Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through understanding of product, channel, and client segment strategies, pricing, and execution models.
• Assist with development of strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
• Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
• Contribute analytic insights to support deposit portfolio management across balances, rate paid, and profitability. Provide input to the development of pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
• Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
• Compile performance insights to support business reviews.
• Engage with internal team members to communicate analytics insights related to initiative ideation, deployment, and performance.

Skills

PowerPoint

Excel

SAS

Analytics

Data Science

Education

Bachelor's degree

Job description

Regular or Temporary:

Regular

Language Fluency

English (Required)

Work Shift

1st shift (United States of America)

Please review the following job description

This role is responsible for supporting development and deployment of strategic initiatives to drive profitable growth of the $215B Consumer and Small Business (CSBB) Deposit portfolio. This job requires analytical skills as well as strong inter-personal skills to collaborate closely in a cross-functional environment and engage with partner organizations. Proven ability to drive independently and exposure to deposits, systems, pricing analytics, and risk management is critical to this role.

Essential Duties And Responsibilities

• Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through understanding of product, channel, and client segment strategies, pricing, and execution models.
• Assist with development of strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
• Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
• Contribute analytic insights to support deposit portfolio management across balances, rate paid, and profitability. Provide input to the development of pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
• Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
• Compile performance insights to support business reviews.
• Engage with internal team members to communicate analytics insights related to initiative ideation, deployment, and performance.

Qualifications

Required Qualifications

• College Degree or equivalent education and related training or experience.
• 2-4 years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics, or Engineering with demonstrated results.
• Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
• Identify and escalates issues or critical information quickly.
• Exposure to Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
• Strong analytical and problem-solving skills, including direct experience with statistical modeling and analysis.
• Exposure to regulatory banking standards that impact deposit products.

Preferred Qualifications

• Master's degree or higher in business, finance, economics, or related quantitative field.
• Ability to form strong partnerships with key stakeholders.
• Adaptable and willing to take on multiple analysis efforts and manage them strategically under strict timelines.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Need Help?

If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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