Deposit Pricing Analyst

Truist; Atlanta (GA); On-site; USD 85,000 - 130,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401k plan

Paid vacation

Pension/RSUs eligibility

Deferred compensation plan

Job summary

Truist seeks a data analytics professional to support development and deployment of strategic CSBB Deposit initiatives, driving growth, pricing analytics, and risk management. You will work across product, marketing, and channels to shape execution plans and forecast performance.

The role emphasizes SQL/SAS data analysis, Excel modeling, and strong collaboration to deliver actionable insights across balances, rate paid, and profitability in a fast-paced banking environment.

Qualifications

• College Degree or equivalent education and related training or experience.
• 2-4 years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics, or Engineering with demonstrated results.
• Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
• Identify and escalates issues or critical information quickly.
• Exposure to Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
• Strong analytical and problem-solving skills, including direct experience with statistical modeling and analysis.
• Exposure to regulatory banking standards that impact deposit products.

Responsibilities

• Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through understanding of product, channel, and client segment strategies, pricing, and execution models.
• Assist with development of strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
• Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
• Contribute analytic insights to support deposit portfolio management across balances, rate paid, and profitability. Provide input to the development of pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
• Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
• Compile performance insights to support business reviews.
• Engage with internal team members to communicate analytics insights related to initiative ideation, deployment, and performance.

Skills

Analytical skills

Problem solving

Banking/finance domain knowledge

SQL queries

Data analysis tools (SAS/others)

Regulatory deposit knowledge

Education

Bachelor's degree or equivalent

Master's degree or higher (preferred)

Tools

PowerPoint

Excel

SAS

SQL

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description:

This role is responsible for supporting development and deployment of strategic initiatives to drive profitable growth of the $215B Consumer and Small Business (CSBB) Deposit portfolio. This job requires analytical skills as well as strong inter-personal skills to collaborate closely in a cross-functional environment and engage with partner organizations. Proven ability to drive independently and exposure to deposits, systems, pricing analytics, and risk management is critical to this role.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through understanding of product, channel, and client segment strategies, pricing, and execution models.
2. Assist with development of strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
3. Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
4. Contribute analytic insights to support deposit portfolio management across balances, rate paid, and profitability. Provide input to the development of pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
5. Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
6. Compile performance insights to support business reviews.
7. Engage with internal team members to communicate analytics insights related to initiative ideation, deployment, and performance.

Qualifications Required

1. College Degree or equivalent education and related training or experience.
2. 2-4 years of experience in Banking, Finance, Decision/Data Science, Analytics, Computer Science, Applied Mathematics, or Engineering with demonstrated results.
3. Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
4. Identify and escalates issues or critical information quickly.
5. Exposure to Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
6. Strong analytical and problem-solving skills, including direct experience with statistical modeling and analysis.
7. Exposure to regulatory banking standards that impact deposit products.

Preferred Qualifications

1. Data querying experience with SQL
2. Master’s degree or higher in business, finance, economics, or related quantitative field.
3. Ability to form strong partnerships with key stakeholders.
4. Adaptable and willing to take on multiple analysis efforts and manage them strategically under strict timelines.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
• As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.