Deposit Operations Sr Specialist

Texas-Capital-Bank; Richardson (TX); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Health insurance

Wellness program

401K match

Life insurance

Disability insurance

Paid time off

Paid holidays

Job summary

Texas Capital Bank in Richardson, TX seeks a Deposit Operations Senior Specialist to manage daily ACH processing, including returns, stop payments, and reconciliations. You will support ACH origination and service setup while ensuring Nacha compliance.

The role requires at least five years of banking operations experience, strong Excel/Outlook skills, and the ability to multi-task in a fast-paced environment.

Qualifications

• 5+ years banking operations experience.
• Proficiency in MS Excel and Outlook.
• Knowledge of Nacha rules and regulations preferred.
• Ability to multi-task in a fast-paced environment.

Responsibilities

• Monitor ACH file processing and communicate any erroneous activity promptly and effectively.
• Maintain and document daily ACH files for accuracy, review, and record retention.
• Process daily ACH tasks including non-post items, stop payments, and returns.
• Assist with ACH origination and service setup for the operations department.
• Respond to inquiries from internal partners and external financial institutions.
• Support management with various operational duties and responsibilities.

Skills

MS Excel

Outlook

Communication skills

Attention to detail

Multi-tasking

Analytical thinking

Teamwork

Nacha rules

Tools

FISERV products

Cash Management software

PC reporting tools

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.Brief Overview of PositionThe Deposit Operations Senior Specialist is responsible for the daily processing of ACH transactions and monitoring of ACH file processing. The responsibilities include processing of ACH manual returns as needed, ACH stop payments, and ACH rejected entries in a timely manner while prioritizing other duties such as the handling of incoming inquiries from internal partners and external financial institutions. The Deposit Operation Senior Specialist will also assist with ACH origination and ACH service setup for the operations department.ResponsibilitiesMonitor the processing of ACH fi les to ensure any erroneous activity or failures are communicated quickly and effectivelyMaintain and document daily ACH outgoing fi es for accuracy, review, and record retentionAccurately process daily ACH tasks, which includes non-post items, stop payments, and returnsAssist with preparation and gathering of daily ACH reports for review and approval from managementProcess ACH reclamations accordinglyProcess and review daily ACH origination and service setup, modifications, and deletionsRespond promptly and courteously to daily inquiries from internal partnersRespond promptly and courteously to external financial institutions while adhering to any deadlines for the department or per Nacha rules and regulationsSupport management with various operational duties and responsibilitiesOther duties as assignedThe duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign related additional duties to individual employees consistent with standard departmental policy.QualificationsMinimum of 5 years banking operations experiencePrior experience with ACH processing including basic knowledge of Nacha rules and regulation preferredProficiency in the use of MS Excel and Outlook required.Proficiency in the use of PC software tools for reports, audits, and analysis, including knowledge of Fiserv products and Cash Management software.Additional RequirementsActively demonstrate strong oral and written communication skills in a professional and courteous manner when interacting with internal partners and external fi nancial institutionsMust be able to think critically while analyzing and resolving any issues that ariseAbility to multi-task while performing effectively in a fast-paced environmentAble to prioritize daily tasks while paying attention to details effectivelyAbility to work both independently and in a group environmentAbility to manage high volume work and problem solve at a consistent pacepositionsThe duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.