Deposit Operations Representative

Texas First Bank . Insurance; Texas City (TX); On-site; USD 50,000 - 65,000; Full time

Job summary

Texas First Bank in Texas City is seeking a Deposit Operations Representative III to manage NSFs, stop payments, ACH disputes, wire transfers, and other duties while upholding regulatory requirements.

The role requires independent decision-making, fraud-detection awareness, and collaboration with retail staff; a high school diploma and at least five years in banking are required, with proficiency in MS Office.

Qualifications

• High School diploma or equivalent.
• Attention to detail and strong analytical skills.
• Effective communication and organizational abilities.
• Minimum 5 years in banking.

Responsibilities

• Handle NSFs, stop payments, chargebacks, ACH disputes, and unposted transactions.
• Process wire transfers and check reclamations as assigned.
• Detect fraud patterns and suspicious activity.
• Support retail staff and comply with banking regulations (Reg E, Reg CC, NACHA).

Skills

Attention to detail

Analytical skills

Effective communication

Organizational abilities

Education

High School diploma or equivalent

Job description

Career Opportunities with Texas First Bank

A great place to work.

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive.

Job Summary

The Deposit Operations Representative III position at Texas First Bank is responsible for a variety of tasks, such as handling NSFs, stop payments, chargebacks, ACH disputes, unposted transactions, check returns, reclamations, wire transfers and other duties as assigned. This role requires independent decision-making and the ability to detect fraud patterns and suspicious activity. It also requires supporting retail staff. Must have knowledge of various banking regulations i.e. Reg E, Reg CC, Nacha Rules, etc.

Education and Special Requirements

• High School diploma or equivalent
• Attention to deta il and strong analytical skills.
• Effective communication and organizational abilities.
• Minimum 5 years in banking.
• Proficiency in Microsoft Office applications.
• Ability to operate various office equipment.