Deposit Operations & Delivery - Electronic Payments Manager

Bank Midwest; Overland Park (KS); On-site; USD 90,000 - 140,000; Full time

Benefits offered by this job

Insurance

401k

Stock purchase program

Paid time off

Associate banking perks

Job summary

Bank Midwest is seeking an Electronic Payments Manager to oversee debit card dispute processing, debit card support activities, and ACH oversight. You will lead the Electronic Payments team, ensure accuracy, security, and regulatory compliance, and collaborate with internal stakeholders to deliver reliable services.

Responsibilities include risk monitoring, process improvements, system enhancements, and reporting.

Qualifications

• 5+ years of ACH processing, debit card dispute processing, or debit card support experience.
• Strong knowledge of Regulation E and NACHA rules.
• Proven leadership with ability to develop a high-performing team.

Responsibilities

• Lead and develop the Electronic Payments team, including performance management, workflow coordination, and continuous improvement.
• Manage support systems and services related to debit card dispute processing, debit card support activities, and general ledger account balancing to ensure efficient daily operations.
• Partner with clients and associates to resolve issues, support transactions, and maintain service excellence.
• Operate as an effective communicator, who is able to stimulate and motivate others while building and maintaining relationships.
• Detail work is a major focus of the job, and those details need to be handled quickly, correctly, and efficiently and working within established guidelines.
• Take ownership in maintaining guidelines, structure, and established policies as you work with and for others.
• Foster a work environment that champions the culture of the organization.
• Provide guidance on the bank’s ACH RDFI practices to balance risk management with client service.
• Monitor risk, perform transaction analysis, and support fraud mitigation and compliance efforts.
• Support system enhancements, testing, and operational projects, including merger and acquisition activities.
• Prepare reporting and maintain documentation to support decision-making, audits, and regulatory requirements.

Skills

Leadership

Communication

Multitasking

Regulatory knowledge

Education

Bachelor’s degree in Business, Finance, or related field

AAP/APRP certification

Tools

FIS

Q2 Centrix DTS

Job description

As an Electronic Payments Manager, you will oversee the Bank’s debit card dispute processing and debit card support activities, ensuring accuracy, efficiency, compliance, and security across all transactions. You will also provide subject matter expertise in the oversight of policy and procedure pertaining to the bank’s ACH receipt activities. This role leads the Electronic Payments team, manages support systems, and partners with internal stakeholders to deliver reliable, high-quality services. You will play a key role in risk management, operational excellence, and continuous process improvement to support the Bank’s growth and service standards.

• Lead and develop the Electronic Payments team, including performance management, workflow coordination, and continuous improvement
• Manage support systems and services related to debit card dispute processing, debit card support activities, and general ledger account balancing to ensure efficient daily operations
• Partner with clients and associates to resolve issues, support transactions, and maintain service excellence
• Operate as an effective communicator, who is able to stimulate and motivate others while building and maintaining relationships
• Detail work is a major focus of the job, and those details need to be handled quickly, correctly, and efficiently and working within established guidelines
• Take ownership in maintaining guidelines, structure, and established policies as you work with and for others
• Foster a work environment that champions the culture of the organization
• Provide guidance on the bank’s ACH RDFI practices to balance risk management with client service
• Monitor risk, perform transaction analysis, and support fraud mitigation and compliance efforts
• Support system enhancements, testing, and operational projects, including merger and acquisition activities
• Prepare reporting and maintain documentation to support decision-making, audits, and regulatory requirements

Minimum Requirements

• High School Diploma or equivalent
• Active Accredited ACH Professional (AAP) or Accredited Payments Risk Professional (APRP) certification
• 5+ years of ACH processing, debit card dispute processing, and/or debit card support experience
• Strong knowledge of Regulation E and NACHA rules
• Strong leadership skills with the ability to motivate and develop team members
• Strong work ethic and ability to complete work accurately
• Proven ability to manage multiple priorities and meet deadlines
• Proficiency in Microsoft Office and banking systems/applications

Desired Skills

• Bachelor’s degree in Business, Finance, or related field
• 1+ year of leadership or supervisory experience preferred
• Experience using FIS and Q2 Centrix DTS
• Passionate and motivated self-starter
• Ability to think logically in order to analyze situations and make sound decisions
• Strong oral and written communication skills with the ability to clearly and concisely articulate issues
• Strong knowledge of Visa Rules
• Ability to handle multiple tasks simultaneously

Work Environment

• We are committed to our core value of meritocracy and supporting our associates in growing within their role
• Dynamic work hours required generally between 7:00 AM CT and 6:00 PM CT
• Must be able to travel – estimated 5% of the time

Benefits

In addition to your financial compensation, we also offer a generous benefits package that includes insurance, 401k, an associate stock purchase program, paid time off, associate banking perks. For more information about the benefits offered click here.

The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources.

The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.

Colorado Residents: In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.

Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.