Dealer Credit Analyst

Daimler Truck North America; Fort Mill (SC); Hybrid; USD 70,000 - 105,000; Full time

Benefits offered by this job

Annual bonus

401k with company match up to 6%

Vacation 4 weeks

13 holidays

Parental leave 8 weeks

Employee assistance program

Healthcare plans

Tuition assistance

Disability plans

Job summary

Daimler Truck Financial Services in Fort Mill, SC is seeking a Dealer Credit Analyst to evaluate the financial condition of Freightliner, Western Star and related dealerships, and to prepare credit requests and continuous monitoring for ongoing credit lines.

The role requires 3+ years of credit experience, basic accounting knowledge, and the ability to collect data, analyze trends, and communicate with dealership personnel and management.

Qualifications

• High School Diploma or GED with 3+ years of credit work experience.
• Fundamental accounting and finance knowledge.
• Ability to collect data, establish facts, and identify trends/variance.
• Experience in business acumen, organizational savvy, customer focus, and teamwork.

Responsibilities

• Prepare, analyze and submit new credit requests and file reviews for Dealer Credit Manager.
• Perform monthly reviews of dealership financial statements with sound recommendations.
• Make recommendations on subordination, guarantees, and UCCs to protect DTFS interests.
• Maintain dealer document files per established procedures.
• Provide daily service to DRM's/RFM's, Region Managers, dealer personnel and management.
• Review wholesale inventory and audits and address issues with the credit team.

Skills

Credit analysis

Financial statements

Accounting knowledge

Data gathering

Problem solving

Attention to detail

Teamwork

Education

High School Diploma/GED

Bachelor's degree preferred

Job description

Daimler Truck Financial Services is the captive financial services provider for Daimler Truck North America. DTFS Dealer Credit provides floorplan inventory financing, along with a suite of other financing products to support Freightliner, Western Star, and Thomas Built Bus dealerships, as well as Truck Equipment Manufacturers that utilize these brands. Dealer Credit Analysts analyze the financial condition of commercial vehicle dealerships and\/or truck equipment manufacturers and their affiliated companies for the purpose of extending new lines of credit or continuing existing lines of credit. Analysis is accompanied by a recommendation to the appropriate level of credit authority. Dealer Credit Analysts are also responsible for continuous monitoring of all borrowers, their financial performance, and proper payment of all lines of credit. In this role, Analysts must communicate with Dealer Principles\/Owners and Chief Financial Officers, Field Sales Team, Credit Management, and Legal Counsel on a regular basis.

We Take Care of Our Team

• annual bonus program
• 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age
• starting at 4 weeks paid vacation
• 13+ calendar holidays
• 8 weeks paid parental leave
• employee assistance program
• comprehensive healthcare plans and wellness programs
• onsite fitness (at some locations)
• tuition assistance and volunteer paid time off
• short-term and long-term disability plans

What You Drive at DTFS

• Prepare, analyze and submit new credit requests, as well as file reviews, to the Dealer Credit Manager providing sound and reasoned explanations
• Perform monthly reviews of dealership financial statements and make sound and reasoned recommendations to the Dealer Credit Manager based on guidelines established by Daimler Truck Financial and previous experience with the dealership
• Make recommendations regarding subordination, guarantees, state legal requirements, UCC’s and other forms or agreements which protect the interests of Daimler Truck Financial
• Prepare and maintain dealer document files in accordance with established procedure
• Provide daily service to DRM's\/RFM's, Region Managers, dealer personnel, and management regarding credit files, system issues, approvals\/contingencies, documentation and financial statements
• Review wholesale inventory and book audits and make recommendations to the Dealer Credit Manager on audit issues and exceptions
• Communicate with Dealer personnel during all stages of the credit request and maintenance process including monthly financial statement reviews
• Knowledge

Knowledge You Should Bring

High School Diploma or GED 3+ years professional credit work experience Candidate should have a fundamental accounting and finance knowledge Ability to collect data and establish facts and identify trends and variance Experience in the following competencies required: Business Acumen and Organizational Savvy; Customer Focus; Flexibility & Adapting to Change; Relationship Building; Attention to Detail; Problem Solving & Analysis; and Teamwork and Collaboration

Exceptional Candidates Might Have

• Bachelor's Degree preferred with focus in Business Administration, Accounting, Finance, Mathematics or Statistics years
• 3-5 years of prior credit experience in a lending environment preferred
• Experience in Wholesale Audit preferred
• Understanding of Universal Commercial Code (UCC)

Notice

The successful candidate will be appointed to a position based in Fort Mill, SC. However, travel to Fort Worth, TX would be required as needed for training.

Where We Work

This position is open to applicants who can work in (or relocate to) the following location(s)-Fort Mill, SC US. Relocation assistance is not available for this position. Schedule Type:Hybrid (4 days per week in-office / 1 day remote). This schedule builds our OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.

Additional Information

Applicants must be legally authorized to work permanently in the country of posting Final candidate must successfully complete a criminal background check Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions

EEO – Disabled/Veterans

Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.

Accommodation and Assistance Contact

For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at or toll free . For TTY/TDD enabled call or toll free