Data Scientist – Consumer Banking Pricing & Profitability

City National Bank; Los Angeles (CA); On-site; USD 87,000 - 153,000; Full time

Benefits offered by this job

Comprehensive healthcare coverage

401(k) matching

Tuition Reimbursement

Job summary

City National Bank is seeking a Data Scientist for Consumer Banking Pricing & Profitability, located in Los Angeles. The role leads data strategy, builds profitability analytics, and serves as the Finance data steward for the Enterprise Data Warehouse.

You will translate complex financial concepts into actionable insights to drive margins and risk-adjusted profitability across consumer banking. You will model pricing, profitability, and forecasting, govern data quality, and collaborate with

Qualifications

• Bachelor's degree or equivalent in Finance, Economics, Data Science, or related field.
• 5+ years of experience in data architecture, analytics, or related field with expertise in consumer banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).

Responsibilities

• Develop pricing, profitability, and forecasting models to support Consumer Banking decisions.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Analyze portfolio, customer, and product profitability to identify growth opportunities.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance.
• Partner with Finance, Treasury, Risk, Technology and business teams to improve data quality and reporting.
• Support pricing strategy through market, customer, and financial analysis.
• Present recommendations and insights to senior leadership and key stakeholders.

Skills

Data modeling

ETL processes

SQL

Python

Tableau

Power BI

Stakeholder management

Communication

Education

Bachelor's degree or equivalent in Finance, Economics, Data Science, or related field

Tools

SQL

Python

Alteryx

Tableau

Power BI

Job description

DATA SCIENTIST – CONSUMER BANKING PRICING & PROFITABILITY

What is the opportunity?

Lead data strategy and analytics for Consumer Banking Pricing and Profitability by driving enterprise-wide profitability metrics and serving as the Finance data steward for the Enterprise Data Warehouse. In this role, you will develop advanced analytics to optimize capital performance and relationship profitability across consumer businesses. You will identify opportunities to increase margins, incorporate ancillary revenues, and better account for risk and expenses while establishing data governance standards and appropriate return targets. The ideal candidate will possess advanced expertise in data modeling and analytics, combined with strong knowledge of consumer banking and risk‑adjusted profitability frameworks. You should be able to translate complex financial concepts into actionable insights that drive business impact.

What will you do?

• Develop pricing, profitability, and forecasting models to support Consumer Banking decisions.
• Act as the data steward for Finance, governing data quality, integrity, and accessibility for profitability metrics.
• Analyze portfolio, customer, and product profitability to identify growth opportunities.
• Develop reporting analytics to evaluate Line of Business segment Return on Capital performance, highlighting areas of strength and opportunity for improvement down to the relationship manager level.
• Partner with Finance, Treasury, Risk, Technology and business teams to improve data quality and reporting.
• Support pricing strategy through market, customer, and financial analysis.
• Present recommendations and insights to senior leadership and key stakeholders.

What do you need to succeed?

Required Qualifications

• Bachelor's Degree or equivalent in Finance, Economics, Data Science, or a related field.
• 5+ years of experience in data architecture, analytics, or a related field, with expertise in consumer banking or financial services.
• 3+ years of experience with profitability metrics (RAR, RAROC).

Additional Qualifications

• Advanced degree preferred.
• Strong technical skills in data modeling, ETL processes, and tools like SQL, Python, or Alteryx.
• Proficiency in visualization tools (Tableau, Power BI) and advanced analytics platforms.
• Excellent communication and stakeholder management skills, with the ability to translate technical insights into actionable business strategies.
• SQL, Python, or Alteryx.
• Strong knowledge on Consumer Banking loan data.

What's in it for you?

Compensation

Starting base salary: $87,000 - $153,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

• Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date.
• Generous 401(k) company matching contribution.
• Career Development through Tuition Reimbursement and other internal upskilling and training resources.
• Valued Time Away benefits including vacation, sick and volunteer time.
• Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs.
• Career Mobility support from a dedicated recruitment team.
• Colleague Resource Groups to support networking and community engagement.

Inclusion and Equal Opportunity Employment

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.