Data Scientist Associate: Payments AI & Insights

JPMorganChase; New York (NY); On-site; USD 120,000 - 170,000; Full time

Benefits offered by this job

Comprehensive health care coverage

Retirement savings plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

Join JPMorganChase's Merchant Services Data & Analytics team as a Data Scientist Associate to drive analytics projects that generate payments insights and build intelligent AI-powered solutions for Chase Merchant Services clients.

You will partner with product, engineering, and business stakeholders to deliver end-to-end capabilities, including conversational assistants and workflow automation built with large language models and agent-based patterns.

Qualifications

• Bachelor’s or Master’s degree in STEM or related field.
• At least 2 years of relevant work experience in data analytics, data science, or a related role.
• Proficiency in Python and SQL for data processing, analysis, and development of repeatable workflows.
• Experience applying quantitative research methods and analytics to real business questions.
• Knowledge of machine learning and data science concepts, techniques, and common tooling.
• Experience working with large language models and agent-based artificial intelligence techniques.
• Strong critical thinking and problem‑solving skills, with ability to translate goals into clear deliverables.
• Strong collaboration skills with the ability to build partnerships across product, engineering, and business teams.

Responsibilities

• Conceptualize and deliver analytics and automation solutions that improve business processes and client outcomes.
• Build payments insights that help merchants optimize authorization performance, chargebacks, and total cost of payments.
• Develop and maintain data pipelines, datasets, and dashboards using tools such as Snowflake, Python, SQL, and Tableau.
• Prototype and iterate on generative artificial intelligence features, including prompt design and refinement aligned to user needs.
• Design, execute, and document testing and evaluation to validate reliability, quality, and effectiveness of solutions.
• Monitor model and solution performance, identify enhancement opportunities, and implement updates to maintain relevance over time.
• Partner with data owners, data engineers, and business stakeholders to support development of data models and analytics methods.
• Support internal insights applications and external merchant insights experiences, including ad hoc client analytics requests.

Skills

Python

SQL

Data analytics

Quantitative research

Machine learning concepts

LLMs

Agent-based AI

Critical thinking

Collaboration

Education

Bachelors or Masters in STEM

Tools

Snowflake

Tableau

Streamlit

AWS

Job description

Join JPMorganChase's Merchant Services Data & Analytics team as a Data Scientist Associate to drive analytics projects that generate payments insights and build intelligent AI-powered solutions for Chase Merchant Services clients.

You will partner with product, engineering, and business stakeholders to deliver end-to-end capabilities, including conversational assistants and workflow automation built with large language models and agent-based patterns.