Data Science Senior Associate- Card Data & Analytics team

JPMorganChase; Wilmington (DE); On-site; USD 120,000 - 180,000; Full time

Job summary

Chase is seeking a Data Science Senior Associate within the Card Data & Analytics team to develop AI/ML solutions for the Credit Card business. You will blend data analytics, consulting, and programming to deliver actionable insights and support strategic initiatives across the Card organization.

You will collaborate with partners to define problems, scope analytical solutions, and build models, including GenAI-based methods, while emphasizing strong communication and delivering measurable

Qualifications

• Bachelor's degree in a quantitative field with 3+ years of analytics experience.
• Strong analytical, quantitative, problem-solving and communication skills.
• Intellectual curiosity for solving business problems and leadership ability.
• Experience with Python, R, SAS and SQL.
• Familiarity with GenAI and prompt design basics.
• Experience with SAS, SQL, Hive, Hadoop, Spark, Python, Tableau and Alteryx.
• Ability to convey complex information to technical and non-technical audiences.

Responsibilities

• Leverage experience to uncover novel Big Data analytics use cases, including opportunities to responsibly apply foundation models and Generative AI.
• Drive data science and analytics strategies, including recommendations on analytical products and standards.
• Help partners define business problems and scope analytical solutions.
• Build an understanding of problem domains and available data assets.
• Research, design, implement, and evaluate analytical approaches and models, including GenAI-based methods.
• Perform exploratory statistics and data mining tasks on diverse datasets.
• Communicate findings and obstacles to stakeholders to drive delivery to market.
• Develop subject matter expertise in financial and operational domains.
• Code solutions with strong programming skills.
• Collaborate across teams to deliver the best solutions for clients.

Job description

Job Description

As a Data Science Senior Associate in the Card Data & Analytics team, you will develop AI/ML solutions that drive the bottom line for our Credit Card business. You will utilize your skills in data analytics, consulting, and programming to support strategic initiatives and deliver actionable insights. Collaborate with partners across the Card business to define problems, scope solutions, and deliver high-quality analytical models. Your work will involve a mix of consulting, data science, and programming, with a focus on driving data science and analytics strategies.

Job Responsibilities

• Leverage experience and analytical skills to uncover novel use cases of Big Data analytics, including opportunities to responsibly apply foundation models and Generative AI.
• Drive data science and analytics strategies, including recommendations on analytical products and standards.
• Help partners define business problems and scope analytical solutions.
• Build an understanding of problem domains and available data assets.
• Research, design, implement, and evaluate analytical approaches and models, including GenAI-based methods.
• Perform exploratory statistics and data mining tasks on diverse datasets.
• Communicate findings and obstacles to stakeholders to drive delivery to market.
• Develop subject matter expertise in financial and operational domains.
• Code solutions with strong programming skills.
• Collaborate across teams to deliver the best solutions for clients.

Required Qualifications, Capabilities, and Skills

• Bachelor's degree in a relevant quantitative field and 3+ years of data analytics experience, or advanced degree and 2+ years of experience.
• Exceptional analytical, quantitative, problem‑solving, and communication skills.
• Intellectual curiosity for solving business problems.
• Leadership and collaboration skills.
• Knowledge of statistical software (e.g., Python, R, SAS) and data querying languages (e.g., SQL).
• Familiarity with GenAI and prompt engineering basics (prompt design, evaluation, guardrails).
• Experience with modern analytics tools (e.g., SAS, SQL, Hive, Hadoop, Spark, Python, Tableau, Alteryx).
• Ability to convey complex information to technical and non‑technical audiences.

Preferred Qualifications, Capabilities, and Skills

• Experience with LLM-enabled applications such as retrieval‑augmented generation, classification or extraction from unstructured text, or agent‑like workflows; exposure to evaluation methods for LLM quality, cost, and latency.
• Understanding of key drivers within the credit card P&L.
• Financial services background preferred.
• M.S. degree or equivalent.

Benefits

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Eligible roles may receive commission‑based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. In addition, we provide a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on‑site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.

Equal Opportunity Employer

Chase is an equal‑opportunity employer and places a high value on diversity and inclusion. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs.