Data Analyst-Fraud Payments

INSPYR Solutions; Phoenix (AZ); On-site; USD 45,000 - 51,000; Full time

Job summary

INSPYR Solutions in Phoenix/ Newark is seeking a Data Analyst (Fraud Payments) for a high-visibility, long-term project to optimize POS fraud strategy across cards and Zelle. You will own the rules engine performance and governance across the portfolio.

The role demands 5+ years in financial services, Falcon experience, and strong analytics, reporting, and cross-functional collaboration. You will drive KPIs, partner with product, technology, operations and compliance, and deliver disciplined

Qualifications

• Minimum 5 years in financial services with deep knowledge of payment systems.
• Minimum 3 years with Falcon or comparable system for fraud strategy and rule writing.
• Minimum 3 years using reporting/query tools such as Brio, MS Query, MS Access, Excel, Crystal Reports or Falcon.

Responsibilities

• Track and elevate issues and risks; drive transformational change and mitigate them.
• Lead and optimize POS fraud strategy and decisioning performance; balance risk and customer experience.
• Establish and govern fraud rules oversight and analytics; monitor KPIs and enhance controls.
• Collaborate with product, technology, operations, and compliance to modernize decisioning.
• Lead fraud-related workstreams; support roadmap development and risk mitigation.
• Monthly and ad hoc reporting on business metrics.

Skills

Fraud strategy

Rules writing

Data analysis

Stakeholder comms

Cross-functional collab

Reporting & analytics

Tools

Falcon (FICO)

SQL

SAS

Brio/Crystal Reports

Job description

Data Analyst (Fraud Payments) - Long Term Project

Title: Data Analyst (Fraud Payments)
Location: Phoenix, AZ or Newark, DE
Duration: 6+ months long term project
Compensation: $33-37.00
Work Requirements: U.S. Citizen, GC Holders, or Authorized to Work in the U.S.

Description:

This is a high-visibility role to drive and optimize POS fraud strategy for cards and Zelle payments. You will own performance and evolution of the fraud rules engine, lead strategy development, rules optimization and decisioning governance across the portfolio.
In addition, you will support key enterprise transformation initiatives, ensuring fraud workstreams are aligned to strategy to strategic roadmaps, risks are escalated appropriately, and program milestones are delivered with disciplined governance. This position offers executive level accountability and the opportunity to materially influence fraud performance, decision strategy, and the successful execution of enterprise priorities. It is ideal for someone who thrives at the intersection of analytics, technology, and enterprise program management, and who is motivated by measurable impact.

Skills:

• Track and elevate issues and risks, ensuring full mitigation and resolution, drive transformational change holistically and work on a variety of projects across the Enterprise Transformation effort
• Lead and optimize POS fraud strategy and decisioning performance, owning the rules engine framework to drive fraud loss mitigation, approval rate optimization, and portfolio health while balancing customer experience and risk appetite.
• Establish and govern fraud rules oversight and performance analytics, defining risk thresholds, monitoring key performance indicators, and implementing data-driven enhancements to strengthen control effectiveness and operational efficiency.
• Partner cross-functionally to evolve fraud capabilities, collaborating with product, technology, operations, and compliance to modernize decisioning infrastructure and ensure alignment with enterprise risk strategy and regulatory expectations.
• Support enterprise program management initiatives by leading fraud related workstreams, contributing to roadmap development, identifying risks and dependencies, and ensuring disciplined execution of strategic objectives.
• Monthly and ad hoc reporting on business metrics and analytics assignments
• Provide timely and accurate reporting to multiple departments across the company
• Assist with the review, consolidation, and reduction of data discrepancies
• Effectively communicate technical issues and their solutions to key stakeholders
• Create and maintain process documentation

Required Qualifications

• Minimum 5 years in financial services experience with deep knowledge of payment systems. Demonstrated ability to work in an enterprise-wide role and to lead through influence.
• Minimum 3 years with Falcon (or comparable system) fraud strategy and rule writing
• Minimum 3 years of experience using reporting/query tools such as Brio, MS Query, MS Access, Excel, Crystal Reports or Business Objects and Falcon system/scoring.

Additional Qualifications

• Strong experience in payments or card fraud risk management, with demonstrated ownership of fraud strategy and decisioning performance
• Deep expertise in fraud rules engine design, tuning, and optimization (e.g., FICO Falcon, TSYS, Actimize, or comparable platforms), with proven ability to materially improve fraud loss performance and approval optimization
• Strong analytical background, with experience defining KPIs, monitoring portfolio performance, and translating data insights into strategic action
• Working knowledge of regulatory expectations within card payments environments and ability to align fraud controls with enterprise risk appetite
• Experience operating within enterprise program governance structures, contributing to roadmap planning, risk escalation, and executive reporting cadences
• Proven experience leading complex, cross-functional fraud initiatives
• Light to moderate skills with SAS or SQL, or other data management, reporting, and query tools

About INSPYR Solutions

Technology is our focus and quality is our commitment. As a national expert in delivering flexible technology and talent solutions, we strategically align industry and technical expertise with our clients' business objectives and cultural needs. Our solutions are tailored to each client and include a wide variety of professional services, project, and talent solutions. By always striving for excellence and focusing on the human aspect of our business, we work seamlessly with our talent and clients to match the right solutions to the right opportunities. Learn more about us at inspyrsolutions.com.

INSPYR Solutions provides Equal Employment Opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, or any other protected status. INSPYR Solutions complies with all applicable laws governing nondiscrimination in employment in every location in which the company has facilities. Applicants requiring reasonable accommodation during the application or interview process should contact [e-mail] for assistance. Information collected and processed through your application with INSPYR Solutions (including any job applications you choose to submit) is subject to INSPYR Solutions' Privacy Policy and INSPYR Solutions' AI and Automated Employment Decision Tool Policy: https://www.inspyrsolutions.com/policies/. By submitting an application, you are consenting to being contacted by INSPYR Solutions through phone, email, or text.

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