Customer Service Representative

OneMain Financial; Evansville, Northern (IN, KY); Hybrid; USD 32,000 - 42,000; Full time

Benefits offered by this job

Health benefits

401(k) up to 4% matching

Employee stock purchase plan

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in Evansville, IN is seeking a Customer Service Representative responsible for delivering solutions and first-call resolution while learning core business functions.

You will respond to calls, provide website support, arrange payments, handle complaints, and service portfolios. Expect a 40-hour week with varying shifts (7:00 AM–8:00 PM Central; occasional late nights and one Saturday per month) and a focus on compliance and customer satisfaction.

Qualifications

• HS Diploma or GED required.
• 2-4 years in a call center preferred.
• Excellent communication and customer service skills.
• Bilingual English/Spanish a plus, not required.
• Ability to navigate multiple systems with ease.

Responsibilities

• Responding to calls using an inbound and outbound dialer, with focus on quality and first call resolution.
• Support OneMain website, including tech assistance, password resets and customer support tasks such as payment arrangements and declined notifications.
• Handle customer complaints, branch issues, delinquency levels and refunds.
• Manage portfolio servicing including cash advances, convenience checks and settlements.
• Interact with customers in a consultative manner following laws and procedures.
• Negotiate with customers to resolve account matters and document all information on accounts.
• Communicate with customers via web chat, text, and phone across systems, ensuring timely responses.
• Maintain compliance with FDCPA and state/federal regulations.

Skills

Call center

Communication skills

Bilingual

Education

HS Diploma/GED

Tools

CRMs / multiple systems

Job description

At OneMain, Customer Service Representatives empower customers – understanding customer needs and providing solutions. while learning the core functionalities of our business at OneMain allowing them to grow their career.

In the Role

• Responding to calls utilizing an inbound and outbound dialer, with focus on quality and first call resolution
• OneMain website support, including technology assistance, password resets and a multitude of customer support activities, including payment arrangements, addressing customer concerns when they receive a declined notification
• Handling customer complaints, branch issues, delinquency levels and refunds
• Multiple portfolio servicing, including cash advances, convenience checks and settlements
• Work with clients in a consultative manner in accordance with all applicable laws, policies, and procedures
• Negotiate with customers to resolve account matters
• Maintain and notate all appropriate information and documentation on customer accounts
• Lien releases paid out processing, questions regarding closed or resolved accounts
• Work together as both team member and individual contributor in a goal-oriented environment to meet individual and team targets
• Maintain compliance with FDCPA (Fair Debt Collection Practices Act), all state and federal regulations concerning telephone servicing
• Customer Communication through digital channels, including web chat, text, and phone communication, while successfully navigating systems to provide accurate and timely customer responses

Requirements

• HS Diploma/GED

Preferred

• 2-4 years’ Call Center experience preferred
• Proven track record and demonstrated ability to listen and offer appropriate products or services and customer solutions
• Demonstrated customer service skills
• Excellent and engaging communication skills
• Ability to thrive in a fast-paced team environment and work in several systems simultaneously
• Ability to quickly analyze challenging problems / situations and provide solutions
• Bilingual English / Spanish skills a plus, but not required

Location:

Evansville, IN

Hours of operation: 7:00 AM – 8:00 PM Central ; 8:00 AM – 5:00 PM Central (40 hour week, schedule varies with up to 2 late nights a week, one Saturday a month)

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)