Customer Experience Representative

Click n' Close; Addison (TX); In loco; USD 23.000 - 28.000; Tempo pieno

Descrizione del lavoro

Click n' Close, Inc. is seeking a Customer Care Specialist in Addison, TX. You will handle inbound and outbound calls on mortgage questions, document interactions, and assist borrowers with payments, disputes, and resolutions while following CFPB guidelines.

The role requires 2+ years in Mortgage Servicing customer service, a high school diploma, and strong communication skills. Bilingual English/Spanish is a plus; background check is required.

Competenze

• 2+ years of experience in a Mortgage Servicing customer service call center.
• High school diploma or equivalent required; bachelor’s degree preferred.
• Ability to respond within CFPB guidelines and timelines.
• Must pass background check.

Mansioni

• Handle inbound and outbound calls regarding mortgage questions and payoffs.
• Document interactions in the Mortgage Servicing system.
• Assist with website payments, access issues, and password resets.
• Advise borrowers on delinquency retention options.
• Provide excellent customer service in a professional manner.
• Work to resolve inquiries within CFPB guidelines.
• Collaborate with other departments as needed.

Conoscenze

Customer service

Verbal communication

Written communication

Mortgage Servicing knowledge

Bilingual (English/Spanish) a plus

Phone handling

Microsoft Office

Formazione

High school diploma or equivalent

Bachelor's degree preferred

Strumenti

MS Windows

MS Outlook

MS Office Suite

Descrizione del lavoro

Location: Addison, TX

Hours: 8:30 am – 5:30 pm or 9:00 am – 6:00 pm M-F

Summary: The Customer Care Specialist is the primary point of contact for customers that have existing loans with Click n' Close, Inc. The Customer Care Specialist is responsible for inbound and outbound calls regarding mortgage questions involving taxes, hazard insurance (flood, PMI), escrow analysis, mortgage payments, principal curtailments, document copies, account balances, verification of mortgage, year-end tax information, methods of payment and payoffs (satisfactions). The Specialist will receive inbound calls, mail, email and other borrower correspondence and will respond to inquiries, complaints and disputes within guidelines established by the Consumer Finance Protection Bureau (CFPB). Specialists will coach borrowers on the best ways to bring their loan current through various repayment and workout options. The goal being to find a resolution that fits each borrower's circumstance. The Specialist is expected to analyze verbal and written requests, resolve and answer inquiries related to mortgage loans and route escalations to the appropriate department.

Essential Duties and Responsibilities

• Handles phone calls and correspondence from customers according to department policies and procedures, applicable government and investor guidelines. Responsible for prompt and accurate response to customer's mortgage servicing questions and concerns. Ensures that borrower inquiries, disputes and complaints are handled within specified timelines and CFPB Guidelines;
• Initiates "early delinquency" contact with borrower to discuss the reason for the delinquency and determine the borrower's financial ability, intent and recommend appropriate retention solutions, when appropriate;
• Assists with loan servicing website payments, denied access and password resets;
• Assists borrower with late charge waiver requests and other loan maintenance requests;
• Properly documents each customer interaction in the Mortgage Servicing operating system;
• Performs follow-up and research tasks to ensure problem resolution;
• Responsible for minimizing customer impacts and ensuring each customer has a positive interaction with mortgage servicing;
• Provide excellent customer service in a consistent and professional manner
• Completes daily work activities to meet operational requirements and goals;
• Fully complies with all applicable mortgage industry laws, rules, regulations and investor requirements and CFPB Servicing Guidelines.
• Other duties may be assigned.
• Manages difficult or emotional customer situations

Job Competencies

• Ability to work in a high volume, fast paced environment;
• Must work well under pressure, meeting multiple and sometimes conflicting deadlines;
• Must have demonstrated ability to collaborate and work well with others;
• Must have demonstrated ability to achieve goals;
• Must have demonstrated ability and skillset to provide exceptional customer service;
• Excellent verbal and written communication and listening skills;
• Has knowledge of commonly used terminology, concepts and practices and procedures within the mortgage servicing industry;
• Current knowledge of Mortgage Servicing operating systems and resources
• Good business writing and math skills;
• Strong PC skills. Must be proficient in MS Windows, MS Outlook and MS Office Suite.
• Bilingual (English/Spanish) a plus.
• Must have strong communication skills

Education/Experience

The ideal candidate will have (2+) years' experience in a Mortgage Servicing industry Customer Service Call Center; History of reliable attendance; Ability to work a schedule that includes some weekends; must be able to pass background investigation; High school diploma or equivalent required, bachelor's degree preferred.

Physical Demands

Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction.

Work Authorization

Must be able to verify identity and employment eligibility to work in the U.S.

Job Type

Full-time

Salary

$17.00 to $20.00 /hour

Experience

• Mortgage Servicing Call Center: 2 years (Required)

Education

• High school or equivalent (Required)

Language

English

Bilingual (English/Spanish) a plus.

Click n' Close, Inc is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national or ethnic origin, age, disability, protected veteran status, or other characteristics protected by applicable law.