Credit Underwriter II: Portfolio Strategy & Structuring

United States Digital Space LLC

Charlotte (NC)

On-site

USD 120,000 - 180,000

Full time

6 days ago

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Job summary

United States Digital Space LLC in Charlotte, NC, is seeking a senior Commercial Banking Underwriter to manage underwriting and monitoring for a portfolio of mid- to large-sized clients. You will deliver financial analysis, loan structuring, and risk assessment, coach junior teammates, and collaborate with Relationship Management and Risk partners to drive timely loan decisions.

The role requires 7+ years of experience in commercial underwriting and a BA/BS, with strong analytical,

Qualifications

7+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management
Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring

Responsibilities

Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity
Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements
Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision-making process
Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
Has credit approval for certain credit actions
Leads loan structure conversations and completion of loan documentation with internal/external legal partners